0% APR Credit Cards

Updated on Sep 03, 2010
Looking to consolidate your high interest balances onto a card with a 0% APR? You might want to consider one the offers below that have a 0% interest rate.

Credit Card Offers Found:

Blue Cash® from American Express

Intro APR	Issuer	Annual FEE	CardType
0.00%	American Express	$0	Reward - Cash

Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
No Annual Fee
0% APR for 6 Months on Purchases
Express Approval. Get a Decision in Less Than 60 Seconds.

Special Offer: 0% on Purchases for 6 months

0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Ink℠ with Ultimate Rewards℠

Intro APR	Issuer	Annual FEE	CardType
0.00%	Chase	$0	Business

Cash back plus a million other redemption options
No dollar goes unrewarded
No caps and points never expire
Unlimited rewards for you or your business
When you redeem for cash back, your Ultimate Rewards points are 2 times as valuable as Membership Rewards points*
No annual fee

Special Offer: 0% APR for 6 Months

0% APR for 6 months on purchases and balance transfers

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Blue Sky from American Express®

Intro APR	Issuer	Annual FEE	CardType
0.00%	American Express	$0	Reward - Travel

0% Intro APR for 6 Months on Purchases
Earn 1 Point for Every Dollar You Spend
Points Good on Any Airline, Hotel, Car Rental, and More
No Blackout Dates or Travel Restrictions
Express Approval. Get a Decision in Less Than 60 Seconds

Special Offer: 0% on Purchases for 6 months

0.00% Introductory APR (0.0000% DPR) for Purchases for 6 months of Cardmembership.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Chase Freedom® Visa - $50 Bonus Cash Back

Intro APR	Issuer	Annual FEE	CardType
0.00%	Chase	$0	Reward - Cash

0% Intro APR and No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire

Special Offer: 12 months on balance transfers, 6 months on purchases*

0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® More Card

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Reward - Cash

0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Special Offer: 0% Intro APR*

*0% intro APR on balance transfers for a full 15 months, and 0% intro APR on purchases for a full 6 months. See terms and conditions for complete details.

Important Notes: See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover\'s website.

Miles by Discover® Card

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Reward - Travel

12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
Double Miles on your first $3,000 in travel and restaurant purchases each year
Double Miles through our exclusive online shopping site
One Mile for every dollar on all other purchase
Flexible redemption options for travel, gift cards, or cash
0% intro APR on balance transfers and purchases for 6 months

Special Offer: 0% Intro APR*

*There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Chase Freedom℠

Intro APR	Issuer	Annual FEE	CardType
0.00%	Chase	$0	Reward - Cash

0% Intro APR and No Annual Fee
5% cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else with no spending tiers
Your cash back rewards never expire

Special Offer: 0% APR for up to 6 Months on Purchases*

0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Slate℠ from Chase

Intro APR	Issuer	Annual FEE	CardType
0.00%	Chase	$0	Regular

0% intro APR for up to 12 months.
No Annual Fee.
New innovative card design.
BlueprintSM free and customizable account features that help you avoid unnecessary interest and pay your balances down faster, providing unprecedented control over managing your card

Special Offer: 0% APR for up to 12 Months*

*For Elite and Premium Pricing, the intro APR for purchases and balance transfers is 0% for the first 12 billing cycles. For Standard Pricing, the intro APR for balance transfers is 0% for the first 6 billing cycles.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® Open Road Card

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Reward - Gas

2% Cashback Bonus automatically at any gas station and any restaurant
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
Up to 1% unlimited Cashback Bonus on all other purchases
0% intro APR on balance transfers for 12 full months, then the Regular APR
0% intro APR on purchases for 6 months, then the Regular APR

Special Offer: 0% Intro APR*

There is a 0% APR on Purchases for 6 months and a 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

Discover® More Card - Black

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Reward - Cash

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 9 months, then the Regular APR
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Special Offer: 0% Intro APR*

0% intro APR on balance transfers for a full 12 months, and 0% intro APR on purchases for a full 9 months. See terms and conditions for complete details.

Discover® More Card - $75 Cashback Bonus

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Reward - Cash

0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

Special Offer: 0% Intro APR*

0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.

TrueEarnings® Card from Costco and American Express

Intro APR	Issuer	Annual FEE	CardType
0.00%	American Express	$0	Reward - Cash

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned

Special Offer: 0% on Purchases for 6 months

n/a

Important Notes: To apply for the card, the applicant must have a valid Costco membership. This card is not available to Puerto Rico residents. See website for complete terms and conditions of card usage and application disclosure.

Public Savings Bank Classic Secured VISA Card

Intro APR	Issuer	Annual FEE	CardType
0.00%	Public Savings Bank	$0	Secured

Build Credit History - We Report to All 3 Major Credit Bureaus
0% APR on All Purchases for the First 6 Months
No Annual Fees or Monthly Maintenance Fees
No Credit Check
No Checking Account Required
Your Credit Is Not a Factor!

Special Offer: 0% APR for 6 Months

0% APR on purchases for 6 months.

Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Discover® Student Card

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Student

5% Cashback Bonus* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Special Offer: 0% Interest* for 6 Months

*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.

Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover\'s website.

Discover® Student Card - Clear

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Student

5% Cashback Bonus?* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Special Offer: 0% Interest* for 6 Months

*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.

Discover® Student Card - Monogram Collection

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Student

5% Cashback Bonus?* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Special Offer: 0% Interest* for 6 Months

*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.

Discover® Student Card - Tropical Beach

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Student

5% Cashback Bonus?* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Special Offer: 0% Interest* for 6 Months

*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.

Discover® Open Road Card for Students

Intro APR	Issuer	Annual FEE	CardType
0.00%	Discover	$0	Student

Double Cashback Bonus at any gas station and any restaurant (yes, even on those infamous 1 AM burritos.)
Hello 5% to 20% Cashback Bonus at our exclusive online mall; goodbye mall-walkers.
Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically.
Turn your Cashback Bonus into even bigger rewards by redeeming for gift cards or eCertificates from more than 100 brand-name retailers.

Special Offer: 0% Interest* for 6 Months

There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.

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