0% APR Credit Card Offers
Updated on Mar 16, 2010
Looking to consolidate your high interest balances onto a card with a 0% APR? You might want to consider one the offers below that have a 0% interest rate.
Credit Card Offers Found:
24
 Chase Freedom℠
Intro APR
Issuer
Annual FEE
CardType
0.00%
Chase
$0
Reward - Cash
Chase Freedom℠
SpacerApply
  • 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
  • Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
  • Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
  • 0% Intro APR and No Annual Fee
Special Offer: 0% APR for up to 6 Months on Purchases*
*0% APR for up to 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99%, 17.99%, or 22.99%.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Blue from American Express®
Intro APR
Issuer
Annual FEE
CardType
0.00%
American Express
$0
Reward - Other
Blue from American Express®
SpacerApply
  • 0% Intro APR for 6 Months on Purchases
  • No Annual Fee
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • Membership Rewards Express Program
  • Express Approval. Get a Decision in Less Than 60 Seconds.
Special Offer: 0% APR for 6 Months
0% Introductory APR (0.0000% DPR) for Purchases for your first 6 months of Cardmembership, depending on our review of your application and credit history.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Blue Cash® from American Express
Intro APR
Issuer
Annual FEE
CardType
0.00%
American Express
$0
Reward - Cash
Blue Cash® from American Express
SpacerApply
  • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
  • No Annual Fee
  • 0% APR for Up to 6 Months on Purchases
  • Express Approval. Get a Decision in Less Than 60 Seconds.
Special Offer: 0% APR for up to 6 Months
0.00% Introductory APR (0.0000% DPR) for Purchases for up to 6 months of Cardmembership.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Blue Sky from American Express®
Intro APR
Issuer
Annual FEE
CardType
0.00%
American Express
$0
Reward - Travel
Blue Sky from American Express®
SpacerApply
  • 0% Intro APR for Up to 6 Months on Purchases
  • Earn 1 Point for Every Dollar You Spend
  • Points Good on Any Airline, Hotel, Car Rental, and More
  • No Blackout Dates or Travel Restrictions
  • Express Approval. Get a Decision in Less Than 60 Seconds
Special Offer: 0% APR for 6 Months
0.00% Introductory APR (0.0000% DPR) for Purchases for up to 6 months of Cardmembership.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Discover® More® Card - Clear
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More®  Card - Clear
SpacerApply
  • 0% APR on Balance Transfers and Purchases for a Full 6 Months
  • 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Special Offer: 0% Intro APR
0% APR on Purchases and Balance Transfers for 6 months. See terms and conditions for complete details.
Important Notes: The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.
 
 Discover® More® Card - Wildlife Collection
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More®  Card - Wildlife Collection
SpacerApply
  • 0% APR on Balance Transfers and Purchases for a Full 6 Months
  • 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Special Offer: 0% Intro APR
There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.
 
 Discover® More® Card- American Flag
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More®  Card- American Flag
SpacerApply
  • 0% APR on Balance Transfers and Purchases for a Full 6 Months
  • 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Special Offer: 0% Intro APR
There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.
 
 Discover® More® Card - Sealife Collection
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More®  Card - Sealife Collection
SpacerApply
  • 0% APR on Balance Transfers and Purchases for a Full 6 Months
  • 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Special Offer: 0% Intro APR
There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.
 
 Discover® More® Card
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More® Card
SpacerApply
  • 0% APR on Balance Transfers for a FULL 12 Months
  • 0% APR on Purchases for a FULL 6 Months
  • 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Special Offer: 0% Intro APR*
*0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.
 
 Miles by Discover® Card
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Travel
Miles by Discover® Card
SpacerApply
  • 12,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
  • Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
  • Book Any Travel, Anytime with No Blackout Dates or Restrictions
  • 1 Mile for Every $1 on All Your Other Purchases
  • Unlimited Miles That Never Expire*
  • No Annual Fee
  • Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
Special Offer: 0% Intro APR*
*There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Discover® More® Card - Monogram
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More®  Card - Monogram
SpacerApply
  • 0% APR on Balance Transfers for a FULL 12 Months
  • 0% APR on Purchases for a FULL 6 Months
  • 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Special Offer: 0% Intro APR
There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.
 
 Biodegradable Discover® More Card
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Biodegradable Discover® More Card
SpacerApply
  • 0% APR on Balance Transfers and Purchases for a Full 6 Months
  • 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners
  • Instant Response Within 60 Seconds
  • No Annual Fee
Special Offer: 0% Intro APR
There is a 0% introductory APR on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website.
 
 Discover® More® Card - Shamrock
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More® Card - Shamrock
SpacerApply
  • 0% APR on Purchases for a FULL 9 months
  • 0% APR on Balance Transfers for a FULL 12 months
  • 5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Special Offer: 0% Intro APR
0% APR on Purchases for 9 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 12.99% - 20.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover\'s website.
 
 Discover® More® Card - $50 Cashback Bonus®
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More® Card - $50 Cashback Bonus®
SpacerApply
  • 0% APR on Balance Transfers for a FULL 12 months
  • 0% APR on Purchases for a FULL 6 months
  • Get $50 Cashback Bonus after your first $599 in purchases
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Special Offer: 0% Intro APR
0% APR on Purchases for 6 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 12.99% - 20.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover\'s website.
 
 Slate℠ from Chase
Intro APR
Issuer
Annual FEE
CardType
0.00%
Chase
$0
Regular
Slate℠ from Chase
SpacerApply
  • 0% Intro APR for up to 12 Months*
  • No Annual Fee*
  • Pay Down Balances on Your Terms with BlueprintSM
  • Zero Liability on Unauthorized Purchases
  • E-mail and Text Alerts
Special Offer: 0% APR for up to 12 Months*
*For Elite and Premium Pricing, the intro APR for purchases and balance transfers is 0% for the first 12 billing cycles. For Standard Pricing, the intro APR for balance transfers is 0% for the first 6 billing cycles.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Discover® Open Road(SM) Card
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Gas
Discover® Open Road(SM) Card
SpacerApply
  • Double Cashback Bonus at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus at top retailers through our online shopping mall
  • Redeem for Partner gift cards, merchandise, Discover (R) gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners
  • *View Discover? Card Rates, Fees, Rewards, and Other Important Information
Special Offer: 0% Intro APR*
There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 19.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Discover® More® Card - Monogram
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Reward - Cash
Discover® More® Card - Monogram
SpacerApply
  • 0% APR on Balance Transfer for a FULL 12 months
  • 5% Cashback Bonus? in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee
Special Offer: 0% Intro APR
2.99% APR on Purchases for 12 months and 0% APR on Balance Transfers for 12 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 12.99% - 20.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover\'s website.
 
 TrueEarnings® Card from Costco and American Express
Intro APR
Issuer
Annual FEE
CardType
0.00%
American Express
$0
Reward - Cash
TrueEarnings® Card from Costco and American Express
SpacerApply
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Special Offer: 0% APR for 6 Months
n/a
Important Notes: To apply for the card, the applicant must have a valid Costco membership. This card is not available to Puerto Rico residents. See website for complete terms and conditions of card usage and application disclosure.
 
 Public Savings Bank Classic Secured VISA Card
Intro APR
Issuer
Annual FEE
CardType
0.00%
Public Savings Bank
$0
Secured
Public Savings Bank Classic Secured VISA Card
SpacerApply
  • 0% APR for 6 Months on Purchases
  • No Annual Fee
  • We Report to All 3 Credit Bureaus
  • No Minimum Credit Score, No Income/Employment Verifications
  • 25 Day Grace Period
  • Use the Card Everywhere You See the Visa? Logo
  • Lifetime Credit limit up to $10,000
Special Offer: 0% APR for 6 Months
0% APR on purchases for 6 months.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Discover® Student Card
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Student
Discover® Student Card
SpacerApply
  • More Ways to Earn More Cash than Anyone Else(SM)*
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback Bonus? When You Shop Online*
  • Double Rewards with More than 100 Cashback Bonus? Partners*
  • Customer Service in Less than a Minute, Anytime You Want
  • *View Discover? Card Rates, Fees, Rewards, and Other Important Information
Special Offer: 0% Interest* for 6 Months
*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Discover® Student Card - Clear
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Student
Discover® Student Card - Clear
SpacerApply
  • More Ways to Earn More Cash than Anyone Else(SM)*
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback Bonus? When You Shop Online*
  • Double Rewards with More than 100 Cashback Bonus? Partners*
  • Customer Service in Less than a Minute, Anytime You Want
  • *View Discover? Card Rates, Fees, Rewards, and Other Important Information
Special Offer: 0% Interest* for 6 Months
*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Discover® Student Card - Monogram Collection
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Student
Discover® Student Card - Monogram Collection
SpacerApply
  • More Ways to Earn More Cash than Anyone Else(SM)*
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback Bonus? When You Shop Online*
  • Double Rewards with More than 100 Cashback Bonus? Partners*
  • Customer Service in Less than a Minute, Anytime You Want
  • *View Discover? Card Rates, Fees, Rewards, and Other Important Information
Special Offer: 0% Interest* for 6 Months
*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Discover® Student Card - Tropical Beach
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Student
Discover® Student  Card - Tropical Beach
SpacerApply
  • More Ways to Earn More Cash than Anyone Else(SM)*
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback Bonus? When You Shop Online*
  • Double Rewards with More than 100 Cashback Bonus? Partners*
  • Customer Service in Less than a Minute, Anytime You Want
  • *View Discover? Card Rates, Fees, Rewards, and Other Important Information
Special Offer: 0% Interest* for 6 Months
*There is a 0% introductory APR on purchases for 6 months. See terms and conditions for complete details.
Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Discover® Open Road(SM) Card for Students
Intro APR
Issuer
Annual FEE
CardType
0.00%
Discover
$0
Student
Discover® Open Road(SM) Card for Students
SpacerApply
  • 5% to 20% Cashback Bonus? at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus? on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus? Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover? Card Rates, Fees, Rewards, and Other Important Information
Special Offer: 0% Interest* for 6 Months
There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.
Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.