0% Credit Cards

0% APR Credit Cards

Looking to consolidate your high interest balances onto a card with a 0% APR? You might want to consider one the offers below that have a 0% interest rate.

Blue Cash? from American Express

Blue Cash Everyday(SM) Card from American Express

Short Card Review

The Blue Cash Everyday℠ Card from American Express earns you rewards for every purchase you make, no matter where you go! Earn a $100 cash back bonus when you charge $1,000 in purchases in your first 3 months! Perfect for those who are financially responsible, this …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.17.24%-22.24% Variable$0Reward – Cash

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The Blue Cash Everyday℠ Card from American Express is an ideal cash rewards credit card that gives you flexibility to make your payments over time – all without any annual fee!

The Blue Cash Everyday℠ Card from American Express has several great incentives for new cardmembers: sign up today and you’ll be eligible to earn a $100 cash back bonus when you spend $1,000 in the first 3 months of membership! Plus, you’ll enjoy an introductory 0% APR for 12 months on purchases.

Card members will easily earn rewards at almost any turn, with cash back rewards on everything from grocery shopping to filling your car with gas. Receive a significant 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on every other purchase you make.

With the Blue Cash Everyday℠ Card from American Express, there is NO spending minimum, NO enrollment fee and NO rotating rewards or spending categories, thus providing you more freedom to shop and buy things you need.

For your everyday purchases, the Blue Cash Everyday℠ Card from American Express is the credit card you’ve been looking for. Enjoy the perks and around-the-clock cash back rewards it has to offer today!
 
 
SimplyCash

SimplyCash® Business Card from American Express OPEN

Short Card Review

The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program with no additional fee. You’ll earn a 5% rebate on office supplies and wireless services, a 3% rebate on …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%n/a12.24% – 19.24% Variable$0Business

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The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program.

Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 5% rebate on office supplies and wireless services, a 3% rebate on automobile gas, and a 1% rebate on all other purchases. Rebates are automatically credited to the cardholder's statement each month, and there is no limit to the amount of cash back that can be earned.

The card has no annual fee, and it has a low interest rate for purchases. Cardholders can also take advantage of the 0% introductory rate on purchases for up to 12 months.

As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include travel accident insurance, purchase protection, and special discounts from select retailers.

Therefore, those who plan to make qualified purchases to receive the 5% rebate, would like the option to carry a balance, and will take advantage of the introductory offers will benefit most from what the SimplyCash® Business Card from American Express OPEN has to offer.
 
 
Chase Ink℠ with Ultimate Rewards℠

Ink℠ Classic Business – Up to 25,000 Bonus Points

Short Card Review

The Ink℠ Classic Business – Up to 25,000 Bonus Points credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits. Ink℠ Classic Business …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $15 or 5% of the amount of each transfer, whichever is greater.13.24% – 19.24% Variable*$0Business

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The Ink℠ Classic Business – Up to 25,000 Bonus Points credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits.

The Ink℠ Classic Business – Up to 25,000 Bonus Points has a special offer for new cardholder accounts only: Earn up to 25,000 bonus points for your first purchase and initial spending! Earn 15,000 bonus points for your first purchase, and an additional 10,000 bonus points when you spend $5,000 within your first 3 months!

The Ink℠ Classic Business – Up to 25,000 Bonus Points card offers global acceptance and flexible spending capacity that adjusts with your business needs. There is a 0% APR introductory offer on purchases and balance transfers for 6 months with a low interest rate thereafter, plus there is no annual fee.

Cardholders earn 1 point for every $1 spent on purchases, so no dollar goes unrewarded. You will also earn 2 points for every $1 spent on the first $25,000 worth of gasoline and lodging. Plus, you’ll earn 5x points per $1 on the first $25,000 spent annually on office supplies, wireless services, landline communication and cable services.

Cardholders also enjoy enrollment in Ultimate Rewards℠, a convenient self-service site that can assist you with travel plans. Business owners can obtain free additional cards for their employees, and earn rewards from their purchases. Easily track and manage employee spending through customized reports and alerts and by setting individual spending limits in real-time.

Beyond the rewards program, the Ink℠ Classic Business – Up to 25,000 Bonus Points credit card offers several benefits for business owners. Therefore, those who plan to take advantage of the rewards program and want to take advantage of the 0% APR introductory rate will benefit most from what this card has to offer.
 
 
Chase Freedom? Visa - $100 Bonus Cash Back (0% APR)

Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR

Short Card Review

The Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR credit card is designed for those who want a card that allows them to earn cash rewards for everyday purchases. Cardholders always earn a full 1% cash back on every purchase, 5% Cash Back on up to $1,500 …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5.00 or 3% of the amount of each transfer, whichever is greater.As low as 11.99% Variable$0Reward – Cash

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The Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12. You’ll enjoy new 5% categories every 3 months. It’s free and easy to activate your bonus each quarter!

Up to 10% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases.

There are no spending tiers or earning caps, and cash rebates never expire. Plus, cardholders will receive a $100 cash back bonus after spending just $500 within the first three months of the account opening!

The Chase Freedom® Visa – $100 Bonus Cash Back + 0% APR card offers a 0% introductory rate on balance transfers for 12 months, and on purchases for 6 months. There is no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR has to offer.
 
 

Discover® Motiva Card

Short Card Review

If you have very good credit and are looking for a cash back rewards card, then the Discover® Motiva Card may be the right card for you. You’ll receive a 0% intro APR on purchases and balance transfers for 15 months. Through the rewards program, cardholders earn a 5% to 20% …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%3% of the amount of each transfer, with the 0% introductory APR balance transfer offer described above; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater.10.99% – 20.99% (V)*$0Reward – Cash

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The Discover® Motiva Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.

Start off with a 0% intro APR on purchases and balance transfers for 15 months. A low, variable APR applies thereafter, based on your credit worthiness and the prime rate.

Through the rewards program, cardholders earn a 5% to 20% Cashback Bonus® at top retailers through Discover's exclusive online shopping site, and they get up to a 1% Cashback Bonus® on all other purchases.

There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within an 18-month period.

Cardholders will also be eligible to earn a pay-on-time bonus. Each time cardholders make six on-time payments in a row they will receive a credit towards the payment of their next month's interest. Cardholders will be eligible to receive the pay-on-time bonus twice a year, every year monthly payments are received on time.

The card has no annual fee, an attractive 0% introductory rate on purchases and balance transfers for 15 months. The APR for this card is reasonable for those who qualify.

In addition to the rewards program, the Discover® Motiva Card also provides several cardholder benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services.

Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating online retailers (to earn additional cash rebates), plan to take advantage of the special 0% introductory rate before it expires, and pay on time every month will benefit most from what the Discover® Motiva Card has to offer.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers.
 
 
Blue Sky from American Express?

Blue Sky from American Express®

Short Card Review

The Blue Sky from American Express® is your travel rewards credit card and friendly companion to explore the globe and uncover new territory! You won’t have to pay an annual fee for merely using your credit card, AND you’ll earn great travel rewards without any blackout …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.17.24%-22.24% Variable$0Reward – Travel

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The Blue Sky from American Express® is the ideal travel rewards credit card for anyone who wants to receive worthwhile travel perks on their frequent trips across the world. You’ll have the freedom to redeem your travel rewards pretty much any way you choose – with any airline, car rental or hotel.

Get going on your next vacation knowing there is NO annual fee associated with the Blue Sky from American Express®. That means there is no once-a-year fee you’ll be responsible for when you least expect it.

Earn rewards during all your travels and enjoy no travel restrictions, including no blackout dates. Therefore, your travel rewards will truly come in handy for use on any airline, car rental or hotel stay.

As a Blue Sky from American Express® cardholder, you have exclusive access to the Blue Savings Program, which allows you to enjoy extra discounts and savings on various products. Check out big deals on big-name brands for savings you’ll love!

The Blue Sky from American Express® was rated “Best Airline Credit Card” by Card Ratings Consumer’s Choice Awards 2010. And with a quick approval in a matter of only 60 seconds, you’ll see why this credit card is the one many choose for traveling the skies!
 
 
Discover? More(SM) Card

Discover® More Card

Short Card Review

The Discover® More Card is the 0% intro APR card you should have if earning cashback on your purchases is important to you. Receive 5% cashback bonus in seasonal shopping categories that include gas, restaurants, department stores and more. Additionally earn up to 1% for …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%3% of the amount of each transfer, with the 0% introductory APR balance transfer offer; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater.10.99% – 20.99% (V)*$0Reward – Cash

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The Discover® More Card is the card that consumers who want to earn cashback are using more and more. What makes it so inviting is Discover’s highly desirable rewards program and features.

New card members are treated to a 0% introductory APR for the first 15 months. This intro offer on purchases also extends to balance transfers. All of this comes in addition to the card having no annual fee.

Members of the card can earn cash rewards on all purchases. Cashback bonus rewards of .25% are awarded to members who spend up to $3,000. Then once you spend over $3,000 you’ll automatically earn 1% cashback for your purchases.

Continue with earnings ranging from 5% – 20% cashback bonuses by shopping. Cardholders can garner a 5% cashback bonus through a rotating list of spending categories. Popular categories include but are not limited to gas, restaurants, department stores and more.

Discounts on items or services purchased through Discover’s exclusive online shopping mall is also available. By making a purchase from the nearly 200 participating ShopDiscover.com merchants and retailers a possible cashback bonus of up to 20% can be yours.

All of this and more is up for grabs, simply for being a cardholder and redeeming your rewards for gift certificates.

Another benefit of membership is the rewards garnered through the Discover® More Card have no expiration date or yearly limit as long as your account does not become inactive for 18 months and remains in good standing.

In addition to the highly popular rewards program, members are also treated to numerous other benefits. They include travel accident insurance, auto rental insurance along with email and mobile notifications alerts to help you keep track of your account. Plus, Discover also provides 24/7 access to a U.S. based account manager in less than a minute to assist with any of your needs.

It’s these perks, packages and more combined with fraud and security protection services which make Discover #1 in customer loyalty for the last 15 years in a row.

Isn’t it time your credit card gave you more? Apply now for the Discover® More Card and discover how much more you can get.
 
 
Discover? More Card - 24 Month Promotional Balance Transfer

Discover® More Card – 18 Month Promotional Balance Transfer

Short Card Review

The Discover® More Card – 18 Month Promotional Balance Transfer makes it easy to pay down your outstanding balances. This is a cash rewards card designed for those with excellent credit and who want to earn both Cashback bonus rewards for the purchases they make and …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%3% of the amount of each transfer, with the 0% introductory APR balance transfer offer described above; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater.10.99% – 20.99% (V)*$0Reward – Cash

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The Discover® More Card – 18 Month Promotional Balance Transfer offer is a cash rewards card designed for consumers with good credit. If you’re looking for a cash rewards card that earns you Cashback bonuses on every purchase you make, the Discover® More Card might be for you.

This Discover® More Card – 18 Month Promotional Balance Transfer offer comes with an extremely attractive offer for NEW card customers only: 18-month 0% introductory APR on balance transfers! You’ll also enjoy 0% Introductory APR on purchases for 6 billing cycles from the date of account opening.

The Discover® More Card – 18 Month Promotional Balance Transfer offer earns you 5% Cashback on purchases you make once enrolled in seasonal spending categories that change each yearly quarter. Depending on that time of year it is, you can earn 5% Cashback bonuses on gas, department stores, hotels, restaurants and even trips to the movies!

You can also earn up to 1% unlimited Cashback bonus on every purchase you make outside those seasonal purchasing categories. You’ll earn .25% Cashback bonus on every purchase you make until your yearly spending total reaches $3,000. After that, you’ll earn 1% Cashback bonus. You’ll earn between 5% and 20% Cashback bonus when you shop at over 200 online retailers through ShopDiscover.com, Discover’s online shopping mall. There’s no limit to the amount of Cashback bonuses you can accrue, and these bonuses never expire as long as your account is active and current!

The Discover® More Card – 18 Month Promotional Balance Transfer offer lets you redeem your Cashback bonus rewards for merchandise, gift cards from hundreds of name-brand retailers, Discover gift cards that are good anywhere Discover is accepted, and even cash. You can have your Cashback bonus rewards redeemed for direct deposits to a bank account of your choice or directly credited to your Discover card statement.

On top of these excellent features, you’ll never be charged an Annual Fee for the Discover® More Card. You can access your account securely online anytime day or night, and customer service is available whenever you need it. The Discover® More Card – 18 Month Promotional Balance Transfer offer is an excellent choice if you’re looking for a cash rewards card, a very long 0% Introductory APR on balance transfers, 0% Introductory APR on purchases, or all three!
 
 
Slate? from Chase ? $75 Bonus and Up to 15 Month Intro Duration

Slate® from Chase – $75 Bonus and Up to 15 Month Intro Duration

Short Card Review

The Slate® from Chase – $75 Bonus and Up to 15 Month Intro Duration credit card offer helps you maintain control of your credit while keeping track of your spending habits and regular purchases. Earn a $75 statement credit when you spend $300 within the first three months …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.11.99% – 21.99% variable$0Regular

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The Slate® from Chase – $75 Bonus and Up to 15 Month Intro Duration credit card offer allows you to save on interest charges, take full advantage of a 0% Intro APR and pay no annual fee.

Spend $300 on qualifying transactions within the first three months of account opening and receive a $75 statement credit. These qualifying transactions can include purchases and balance transfers but excludes any cash advances.

You will receive a special 0% Introductory APR on purchases, good for 15 months. A reasonable, variable APR will apply thereafter. You can also transfer any high outstanding balances with a 0% Intro APR offer on balance transfers, good for 15 months on new accounts with Elite or Premium pricing and 6 months on new accounts with Standard pricing.

The Slate® from Chase – $75 Bonus and Up to 15 Month Intro Duration credit card provides you with a long-awaited solution to adjusting your monthly bills according to your needs with Blueprint®. Blueprint® will become your no-nonsense, easy-to-understand financial organizer!

Devise your own unique plan to completely pay off your balance with "Full Pay," pay off a large purchase with "Split," design a method to pay down your balance faster with "Finish It," and keep an eye on your spending with "Track It."

Plus, there is no annual fee associated with the Slate from Chase card. Keep track of your credit and work your way toward financial freedom with the Slate® from Chase – $75 Bonus and Up to 15 Month Intro Duration credit card!

 
 
Discover? Open Road(SM) Card

Discover® Open Road Card – $150 Restaurant.com Gift Certificate

Short Card Review

The Discover® Open Road Card – $150 Restaurant.com Gift Certificate gives cardholding drivers 2% cash rewards for gasoline as well as food purchases. After your first purchase with this 0% intro APR card, Discover gives you a free $150 Restaurant.com gift certificate …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%3% of the amount of each transfer, with the 0% introductory APR balance transfer offer described above; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater.10.99% – 20.99% (V)*$0Reward – Gas

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The Discover® Open Road Card – $150 Restaurant.com Gift Certificate card offer puts extra cash in your pocket as you go down the road…literally. This gas rewards credit card is for the person who wants to earn cash rewards for gas and food purchases, as well as other expenses at stand-alone gas stations.

With your very first purchase, the rewards begin rolling in. Discover gives you a free $150 Restaurant.com gift certificate (good for use at over 15,000 restaurants across the country) with your first purchase. Discover also awards Open Road card members with 2% cashback bonus at any gas station and restaurant – up to $250 per year! If you’re a commuter or if you’re planning a road-trip, that’s a lot of pit stops and food breaks.

The Discover® Open Road Card comes with a 0% APR on both purchases and balance transfers! The special introductory 0% APR on purchases and balance transfers lasts for 12 months from the date of account opening. Then once the 0% APR period has expired, a low reasonable APR is applied.

Cardholders also have the opportunity to receive up to 1% cashback bonus on all other purchases. Items and services that are part of your first $3,000 will earn .25% cashback bonus, whereas once you spend more than $3,000 you can garner an unlimited 1% cashback bonus.

Additionally, members of the The Discover® Open Road Card – $150 Restaurant.com Gift Certificate card offer can also earn between 5% and 20% cashback bonus simply by shopping through Discover’s online shopping mall. The site ShopDiscover.com boasts nearly 200 popular retailers in dozens of categories.

Travel and insurance benefits also make this THE card to have on the road or otherwise. As good measure, Discover decided to add as a standard feature a handy mobile and email fraud alert option to keep you up to speed on your account. It’s probably membership features like this (and many others) which has put Discover on top for customer loyalty the last 15 years in a row!

As you’re discovering the “open road,” know that the rewards you’ve accumulated have no expiration date and there is no annual limit. Should your account be closed for any reason or inactive for 18 consecutive months you may lose your rewards, however.

Very few cards reward the traveler of the road. Many credit cards shower perks onto airline travelers but frequently those who travel the freeways and byways get overlooked – but not by Discover. If you’ve been looking for a gas rewards credit card with a 0% intro APR offer that delivers rewards, then you’ve discovered the right one to take: Discover® Open Road Card -$150 Restaurant.com Gift Certificate. Apply Today!
 
 
Miles by Discover? Card

Miles by Discover® Card

Short Card Review

The Miles by Discover® Card is a travel rewards credit card where cardholders can earn up to $120 in travel rewards- the equivalent of 12,000 bonus miles in the first year. After your initial purchase, double miles are available on every $1 spent. Further benefits include …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%3% of the amount of each transfer, with the 0% introductory APR balance transfer offer described above; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater.10.99% – 16.99% (V)*$0Reward – Travel

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The Miles by Discover® Card is a travel rewards credit card that gives cardholders the opportunity to earn double miles and more. Benefit from a rewards miles program where you have the opportunity to earn up to $120 in travel rewards via 1,000 bonus miles each month you make a purchase for the first year!

Cardholders also receive double miles on up to $3,000 in travel and restaurant purchases, and one mile for every dollar spent on general purchases. Miles garnered can be redeemed for airfare with no blackout dates. Reward miles can also be redeemed for gift cards, accommodations and car rentals – also with no restrictions. One of the perks cardholders enjoy simply for using the card for car rentals is a no-cost secondary collision damage insurance waiver.

Miles will not expire as long as the account remains active within an 18-month period.

Additionally the Miles by Discover Card® has a 0% introductory rate on purchases and balance transfers for six months with no annual fee.

Discover has been top ranked in customer loyalty for the last 15 years – isn’t it time you became a cardholder and experienced all the rewards the Miles by Discover Card® has to offer? Apply now and travel rewards, redemption ease, low rates and a no annual fee could all be yours.
 
 
Chase Freedom Visa - As Low As 9.99% APR

Chase Freedom® Visa – As Low As 9.99% APR

Short Card Review

The Chase Freedom® Visa – As Low As 9.99% APR credit card is designed for those who want a card that allows them to earn cash rewards for everyday purchases. Cardholders always earn a full 1% cash back on every purchase, and 5% cash back in quarterly bonus categories …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.As low as 9.99% Variable$0Reward – Cash

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The Chase Freedom® As Low As 9.99% APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

This card offers a 0% introductory rate on purchases and balance transfers. You’ll enjoy 0% APR on purchases for 6 months and 0% APR on balance transfers for 12 months.

Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 – 12/31/11. It’s free and easy to activate your bonus each quarter.

Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.

Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom® Visa – As Low As 9.99% APR has no annual fee and a reasonable APR for purchases for those who qualify.

Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom® Visa – As Low As 9.99% APR has to offer.
 
 
TrueEarnings? Card from Costco and American Express

TrueEarnings® Card from Costco and American Express

Short Card Review

The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. A 1% rebate is earned on general purchases, 2% is earned for travel-related purchases, 2% is earned for …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.15.24% variable$0Reward – Cash

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The TrueEarnings® Card from Costco and American Express is designed for Costco members who have average credit and plan to take advantage of the cash back reward program.

The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, 2% is earned for restaurant purchases and 3% is earned on gasoline purchases up to $3,000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned.

In addition to the cash rebates, the card does provide several benefits and services that are commonly found with American Express® credit cards, such as purchase protection, auto rental insurance, and travel accident insurance. New card customers will enjoy 0% APR on purchases for the first 6 months of account membership. There is also no annual fee for this card with a paid Costco membership.

Therefore, those who plan to spend at least $5,000 a year on the card and plan to pay in full each month after the introductory rate expires (to avoid finance charges) will benefit most from what the TrueEarnings® Card from Costco and American Express has to offer.
 
 
Slate℠ from Chase MasterCard

Slate® from Chase MasterCard

Short Card Review

The Slate® from Chase MasterCard credit card provides one card for all of your purchasing needs. With four unique and flexible ways to pay – Full Pay, Split, Finish It and Track It – you can reduce your balance faster and easier. This card offers a 0% introductory rate on …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.11.99% – 21.99% Variable$0Regular

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The Slate® from Chase MasterCard credit card provides one card for all of your purchasing needs. This card offers easy and flexible ways to pay down your balance faster.

Choose from four unique ways to repay your balance – Full Pay, Split, Finish It and Track It. Full Pay allows you to avoid paying interest on everyday items, such as groceries and gas, when you pay them in full each month. The items will be automatically separated on your billing statement. Split enables you to pay off larger purchases on your own terms. You set a goal date or monthly payment, and Chase automatically separates the items on your statement. Finish It allows you to pay down your balance faster by choosing a goal date or monthly amount. Chase does the math, sets up a repayment plan, and monitors your progress on monthly statements and online. With Track It, you can see your spending trends at a glance and track your progress against your goals in real time.

Slate® from Chase MasterCard offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual’s application and credit history. Those who qualify for Elite and Premium Pricing will receive a 0% APR on purchases and balance transfers for the first 15 billing cycles following the opening of the account. Those who qualify for Standard Pricing will receive a 0% APR on balance transfers for the first 6 billing cycles of the account opening.

Additional benefits of Slate® from Chase MasterCard include patented fraud protection, a zero liability policy, and email and text alerts. This card has no annual fee, and BlueprintSM is offered at no additional charge. Therefore, those who are interested in designing their own payment plan and tracking the progress will benefit most from what the Slate® from Chase MasterCard credit card has to offer.
 
 
Slate? from Chase - No BT Fee

Slate® from Chase – Limited Time: No Balance Transfer Fee

Short Card Review

The Slate® from Chase – Limited Time: No Balance Transfer Fee credit card features a 0% Introductory APR for up to 12 months, and makes it easy for you to transfer your outstanding credit card bills with no balance transfer fee. This special offer is good for the first …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%None on transfers made within 30 days of account opening. All other transfers: Either $5 or 3% of the amount of each transfer, whichever is greater.11.99% – 21.99% (Variable)$0Regular

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The Slate® from Chase – Limited Time: No Balance Transfer Fee credit card features no balance transfer fee for the first thirty days of account opening, a 0% Introductory APR for up to 12 months and no annual fee!

Transfer balances with high interest rates to the Slate® from Chase – Limited Time: No Balance Transfer Fee credit card and you won’t have to pay any balance transfer fee when you transfer during the first thirty days of account opening. A reasonably low transfer fee applies once this limited time offer ends.

You’ll enjoy a 0% Introductory APR for up to 12 months as well. That means you can make year-long purchases without any interest charges. A variable APR applies thereafter, based on the prime rate and your credit worthiness.

Take advantage of Chase’s exclusive Slate® with Blueprint®, your must-have financial tool that helps you organize and stay on top of your credit card payments. Discover ways that allow you to pay off your balances faster, track your payments and save on interest charges.

With the Slate® from Chase – Limited Time: No Balance Transfer Fee credit card’s zero liability, you are not held responsible for any unauthorized purchases and charges.

This applies only to U.S.- issued cards. Plus, no annual fee is associated with the Slate® from Chase – Limited Time: No Balance Transfer Fee credit card.

If you’ve got lingering balances with higher interest rate cards, then the Slate® from Chase – Limited Time: No Balance Transfer Fee credit card may be the one for you.

Enjoy no balance transfer fees for thirty days upon account opening, a slew of features with Blueprint® and no annual fee to worry about throughout the year.
 
 
Discover? Student Card - $25 Cashback Bonus

Discover® Student Card – $25 Cashback Bonus

Short Card Review

The Discover® Student Card – $25 Cashback Bonus is a cash rewards credit card, issued by Discover and designed specifically for college students. The no annual fee card also comes with a 0% introductory APR on purchases made within the first 6 months of card membership. …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%n/a13.99%- 20.99 V$0Student

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The Discover® Student Card – $25 Cashback Bonus is a student Card, issued by Discover, which is specifically designed for college students. Students wanting a no annual fee card with 0% intro APR will want to sign up for this card which also gives them cashback on card purchases.

The card also gains the advantages of Discover’s highly touted and sought after rewards program which garners 5% cashback for purchases in seasonal shopping selections. Students can browse popular categories such as gas, restaurants, department stores and save in those categories and more when they make a purchase.

Students opportunities to earn rebates with earnings of 5 to 20% cashback bonuses for shopping through Discover’s exclusive online shopping site. Members can garner even more with up to 1% unlimited cashback bonus on all other purchases. With this Discover® Student Card – $25 Cashback Bonus the opportunities to save money mean more cash at your disposal to spend on those critical college needs.

Another way Discover allows cardholders of the Discover® Student Card – $25 Cashback Bonus to be rewarded is by not assessing a yearly limit on the amount of rewards that can be earned. Furthermore the rewards don’t expire as long as the account remains active within an 18-month period.

In addition to cashback bonuses and savings Discover’s top tier member benefits also include online account management, $0 fraud liability and discounts on products and services at participating merchants and retailers.

The Discover® Student Card – $25 Cashback Bonus also allows its cardholders to express their diversity and individuality by offering them a large selection of eye-catching designs with each perfectly suited for a different type of personality. Selections range from sports to animals, abstract designs, cityscapes and others for the choosing.

The Discover® Student Card – $25 Cashback Bonus gives students cashback and has features that most college students would feel rewarded to have in their collection of school supplies.
 
 
Ink Cash(SM) Business Card

Ink Cash℠ Business Card

Short Card Review

The Ink CashSM Business Card is a cash back rewards credit card issued by Chase that earns businesses significant cash back on office-related purchases. Receive a $250 cash back bonus after spending $5,000 within three months of opening your …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.13.24%$0Business

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The Ink CashSM Business Card is a cash back rewards credit card issued by Chase that earns businesses significant cash back on office-related purchases. Expect the rewards to add up quickly, with a $250 cash back bonus when you spend $5,000 within your first three months of card membership.

Cardholders can regularly receive cash back in a number of ways. Earn 5% cash back on the first $25,000 spent annually on office supplies, cellular or landline phone services, and cable services. You will also earn 2% cash back on the first $25,000 spent annually on gas and dining. All other general purchases garner 1% cash back.

The rewards program is meant to motivate business spending; as a result, there is no limit to the amount of cash back you can earn on general purchases and your rewards do not expire.

The Ink CashSM Business Card offers money-saving incentives as well. Take advantage of 0% introductory APR for six months – enough time to purchase the most important items without the hassle of interest payments. There is also no annual fee associated with the card, making it easier for you to prioritize your budget.

Opening an account with the Ink CashSM Business Card is a smart way to give back to your business. Apply today and start taking advantage of the many opportunities to earn cash back rewards for your business needs!
 
 
Discover? Student Card - Clear

Discover® Student Card – Clear

Short Card Review

The Discover® Student Card – Clear is ideal if you are looking for a cash back rewards card. Through the rewards program, you'll earn a 5% Cashback Bonus for purchases made in categories that change four times a year like gas, restaurants, department stores and …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $10 or 5% of the amount of each transfer, whichever is greater13.99%- 20.99 V$0Student

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The Discover® Student Card – Clear, issued by Discover, provides a Cashback Bonus® rewards program to cardholders.

Through the rewards program, students can earn a 5% Cashback Bonus for purchases made in popular categories that change four times a year like gas, restaurants, department stores and more.

In addition, cardholders earn up to 1% for general purchases. Those who spend up to $3,000 on general purchases will earn a .25% Cashback Bonus. After spending $3,000, cardmembers will earn 1% Cashback Bonus.

There is no yearly limit on the amount of rewards that can be earned, and rewards do not expire as long as the account is active within an 18-month period.

Aside from the rewards program, the card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.

This card has no annual fee and 0% interest on purchases for 9 months.

Therefore, those who plan to spend over $3,000 a year (to earn 1% cashback), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% cashback), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card – Clear has to offer.


 
 
Discover® Student Platinum Card

Discover® Student Card

Short Card Review

The Discover® Student Card is a great student card if you’re in college wanting to earn cash rewards on purchases and have a 0% intro APR. Through Discover’s rewards program, cardholders will earn a possible 5% cashback bonus in categories that change seasonally four times …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%n/a13.99%- 20.99 V$0Student

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The Discover® Student Card is designed for the college student seeking a cash rewards credit card.

Via Discover’s cashback bonus rewards program, cardholders earn a 5% cashback bonus in highly popular seasonally changing categories like gas, restaurants, department stores and others.

The reward bonuses continue based on your shopping. Cardholders who spend up to $3,000 on general purchases will earn a .25% cashback bonus. However, once you spend more than $3,000- cardmembers will earn up to 1% cashback bonus.

With this card, members also earn from 5% to 20% cashback bonus at nearly 175 top online retailers by shopping through the exclusive ShopDiscover.com website.

Those who possess the Discover® Student Card are rewarded with no annual limit on the amount of rewards that can be garnered. They are further treated with rewards that do not expire as long as the account is active within a consecutive 18-month time period.

Discover’s widely sought after rewards program is just one of the many perks to the card. The Discover® Student Card also comes with stellar benefits, including online account management, $0 fraud liability for unauthorized transactions, plus discounts on products and services at participating merchants and retailers.

The card is great for those who plan on spending more than $3,000 and after the introductory period having a low APR. If you’re a student wanting to get cashback rewards for purchases and save when shopping at participating retailers then it doesn’t take a tutor to help you decide- the Discover® Student Card is the correct answer.
 
 
Discover More Card - $150 Cashback Bonus with $1,000 in purchases in first 90 Days

Discover® More Card – $150 Cashback Bonus with $1,000 in purchases in first 90 Days

Short Card Review

The Discover More Card – $150 Cashback Bonus with $1,000 in purchases in the first 90 Days is a cash rewards credit card that allows you to easily pay down outstanding balances and rewards you with cashback. The 0% 6 month introductory APR card offer is followed by a low …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Intro fee of 3% of the amount of each transfer for transfers that post to your account by 2/10/2012 with the 0% intro APR balance transfer offer described above. After that, either $10 or 5% of the amount of each transfer, whichever is greater.10.99% – 20.99% (V)*$0Reward – Cash

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The Discover® More Card – $150 Cashback Bonus with $1,000 in purchases in the first 90 Days is a cash rewards credit card that allows you to easily pay down outstanding balances and rewards you with cashback bonuses. The 0% 6 month introductory APR is followed by a low standard rate.

This particular Discover More Card offer gives you more back than other cards on the market. In addition to Discover’s stellar rewards program and features- the card rewards you with an ZERO introductory APR, and cashback bonus offers simply for being a new member and using the card.

New card members not only receive a 0% introductory APR for the first 6 months but also if they spend $1,000 dollars in purchases in the first 90 days they are eligible for a $150 cashback bonus.

However, there is still more cashback bonus opportunities…earnings ranging from 5% – 20% cashback bonus in shopping are available. By shopping through a seasonally rotating list of spending categories cardholders are eligible for 5% cashback bonuses. Some of the popular categories included are gas, restaurants, movies but there are many…more.

This no annual fee credit card arrives just in time for the holiday gift giving season and continues its trend of rewarding members with cashback bonus rewards. For starters, members of the Discover More Card – $150 Cashback Bonus with $1,000 purchases in the first 90 Days offers members who spend up to $3,000 annually .25% in cashback bonus rewards. Once you spend over $3,000 you’ll automatically garner 1% cashback for your purchases.

Additionally, earn up to 1% for all other purchases. Up to 20% cashback bonus can be achieved by simply shopping online at the ShopDiscover.com site where making a purchase from the nearly 200 participating ShopDiscover.com merchants and retailers can earn you a cashback bonus of up to 20%.

Discover card membership includes perks and benefits such as not having an expiration date or yearly limit on cashback bonuses earned- provided your account does not become inactive for 18 months and remains in good standing.

In addition to the widely sought rewards program, Discover members are also treated to several other fantastic benefits which include travel accident insurance, auto rental insurance along with email and mobile notifications alerts to help you keep track of your account. Discover also touts 24/7 access to a U.S. based account manager in less than a minute to assist with any of your needs.

With everything and more that Discover gives card members in regards to service, perks and security provisions easy to see how Discover has been ranked #1 in customer loyalty for the last 15 years in a row.

Isn’t it time your credit card gave you more? Discover how much more you can get – apply for the Discover® More Card – $150 Cashback Bonus with $1,000 in purchases in the first 90 Days now!
 
 
Discover® Student Monogram Card

Discover® Student Card – Monogram Collection

Short Card Review

The Discover® Student Card – Monogram Collection, issued by Discover is a credit card sure to receive top marks. Any student looking for 0% intro APR for 9 months, Cashback rewards and desire to personalize the card design with their initials will want to add this card to …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%n/a13.99%- 20.99 V$0Student

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The Discover® Student Card – Monogram Collection, is a top rated card with students who want Cashback rewards and the awesomeness of a personalized card.

As any diligent student will tell you- hitting the books and studying right away is a key to success. Well, the same principle applies to the Discover® Student Card – Monogram Collection. Cardholders immediately begin earning Cashback rewards that earn up to 1% unlimited Cashback bonus on nearly everything purchased!

Cardholders continue to earn Cashback bonus rewards simply by spending through a seasonal rotating list of categories. Some of these quarterly changing categories on the extensive list include gas, restaurants, department stores and more – all the areas any college student would find worth their precious dollars.

Plus, discounts on items or services purchased through participating ShopDiscover merchants and retailers is up for grabs, simply for being a cardholder and redeeming your rewards for gift certificates.

The rewards garnered through the Discover® Student Card – Monogram Collection special offer have no expiration date and the card boasts no annual fee and no reward redemption fee. All of these factors and more make this the perfect no hassle easy card for any student seeking to be rewarded for their purchases- the entire school year and beyond.

Cardholders also benefit from the numerous standard perks Discover offers such as online account management and $0 fraud liability with mobile and email fraud alert options.

As students pursue their education during a time where funds are likely tight its good to “Discover” a card that not only facilitates those much needed purchases– but gives some of that much needed money back.
 
 
Discover? Student Card - Tropical Beach

Discover® Student Card – Tropical Beach

Short Card Review

The Discover Student Card – Tropical Beach issued by Discover is a student credit card for those who want to earn cashback on their purchases. It boasts a 0% intro APR on purchases for 9 months and comes with a rewards program. Cardholders can earn from 5 – 20% cash back for …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%n/a13.99%- 20.99 V$0Student

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The Discover Student Card – Tropical Beach issued by Discover is an ideal student credit card because it comes with a cashback rewards program and boasts a 0% APR on purchases for 9 months.

As you begin to shop with your Discover Student Card – Tropical Beach you will immediately start earning cashback bonuses, ultimately reaching 1% unlimited cashback bonus on most purchases.

However, even more cashback bonus rewards can be earned. Cardholders can garner a 5% cashback bonus through a rotating list of spending categories. Popular categories include but are not limited to gas, restaurants, department stores and more.

The rewards achieved through the Discover Student Card – Tropical Beach have no expiration date and the card has no annual fee and no reward redemption fee, making it a carefree card for any student looking to get rewarded for their purchases year round. So whether you’re in class or enjoying a winter or summer break – you could be due for a cashback bonus!

In addition to the rewards program, the card also comes with numerous standard benefits such as online account management, $0 fraud liability for unauthorized charges – along with mobile and email fraud alert options. Plus, discounts on items or services purchased through participating merchants and retailers.

The card really is made to give something back to the student who has to make those necessary purchases and get rewarded along the way. So their next purchase comes courtesy of a little cashback.
 
 
Discover? Open Road(SM) Card for Students

Discover® Open Road Card for Students

Short Card Review

The Discover® Open Road Card for Students puts the keys to earning cashback rewards in your hands. For starters you’ll earn a full 2% in cashback bonus on your first $250 in gas and restaurant purchases each billing cycle. Plus cardholders receive up to 20% cashback bonus at …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $10 or 5% of the amount of each transfer, whichever is greater13.99%- 20.99% V$0Student

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The Discover® Open Road Card for Students, puts you in the driver’s seat with an excellent cashback rewards program. To begin- Discover offers students double (2x) cashback bonus rewards just for making purchases at gas stations and restaurants. However, the rewards continue to pick up speed with the more shopping you do.

For instance, with this 0% introductory APR card members who spend up to $3,000 on general purchases will earn a .25% cashback bonus. And once you spend more than $3,000- cardmembers will earn up to 1% cashback bonus.

With this card, members also earn from 5% to 20% cashback bonus at more than 175 retailers by making purchases through the exclusive ShopDiscover.com website.

Another bit of good news for those scholastically minded and inclined to save – the rewards have no expiration date and there is no annual limit, but should your account be closed for any reason or inactive for 18 consecutive months you may lose your rewards.

This finely tuned student card also comes with a standard no annual fee or rewards redemption fee. Discover also saw fit to add handy mobile and email fraud alert options to keep you up to speed on your account.

This Discover® Open Road Card is great for students who spend a lot of time in their car traveling or commuting. Plus, if using the card to make purchases in excess of $3,000 seems like you- and you like having a low APR, apply now!

Unlike your college education, the Discover® Open Road Card for Students comes with no annual fee, cashback rewards for purchases and savings when shopping off-campus. Your college education will have its rewards down the road but wouldn’t it be nice to start getting some of those rewards sooner?