Archive for July, 2008
Before Transferring a Credit Card Balance, Things You Need To Know!
Have you been receiving offers in the mail from credit card companies? One you are more than likely familiar with is “0% Balance Transfers“. Before you decide to start filling out papers and sending them back in so quickly, you need to do some research. Do the right investigating to make sure it is worth [...]
Minors with a Credit Card, Is It Safe?
So many children in the United States today, have credit cards. Legally. Minors under the age of 18 cannot enter into a contract without a co-signer. So who is co-signing with all these children? Their parents. Does your minor really need the credit card authorization? Every parent has the ability of deciding if each child [...]
Credit Card Perks: Cash, Points or Other Rewards
Every credit card commercial shown these days boast about credit card perks. This one gives frequent flyer miles without blackout dates; another says you can choose between points, cash or other types of rewards. How does one determine which is really the best? There are a number of issues to look at when you decide [...]
Paying Monthly Bills With Your Credit Card
For most lenders, bankers and others in the financial world, the first thing they say is no. Never do this as it is a dangerous practice. Under some circumstances, that may actually be the case. In others, maybe not. A young person needed to establish credit. In order to do so he/she applied for one [...]
Identity Theft
The number one crime in America today is identity theft. With the technology currently available, stealing another person’s identity is far simpler than the law-abiding citizen would ever consider. Taking a few, easy, security precautions, you can significantly reduce your chances of becoming the next victim. Think about how you handle your junk mail. Many [...]
Sign the Back of My Credit Cards or Not?
Numerous credit card users have become more cautious about using their cards as apposed to past years. Most people refuse to sign the back of their credit cards. This is to try to reduce the chance of becoming a victim of credit card fraud. Many leave the signature line blank, while some write “See ID” [...]
