Archive for October, 2008
Bank of America Lowers Prime Lending Rate to 4.00 Percent
CHARLOTTE, N.C., Oct. 29 /PRNewswire-FirstCall/ — Bank of America, N.A. announced today that it is lowering its prime-lending rate to 4.00 percent from 4.50 percent, effective October 29, 2008.
(In some Bank of America loan documentation, the term “reference rate” has been used to refer to this lending rate. The terms “prime rate” and “reference [...]
Start Building Good Credit From The Very Beginning
It is very easy to find all types of websites with information that can be extremely helping suggesting ways that can teach you how to clean your credit up once it has become anything less than good. But, what about the many individuals who are just starting out in the world, and they [...]
Retirement And The Importance Of Financial Planning
At some point in each of our lives, every single one of us will more than likely at least consider what our options are, and which ones will be available to us when we retire, when it comes to financial planning for our retirement years. Should I start saving money now for my retirement? [...]
Personal Finances And Computer Software – Can This Really Be Beneficial To Me?
There are a large number of individuals every single day who are looking towards the benefits they can take advantage of, by learning to manage their finances better. In this day and age when prices of almost everything we buy, from food to gasoline, seems to continuously rise, now is the time to get [...]
How Young Should Children Learn The Importance Of Keeping Good Finances?
The need to make well thought out and efficient financial practices, decisions that concern various money matters is something that every single person will face at some point in their lifetime. How well you understand all of the different aspects of your finances, and how well you learn to discipline yourself in managing your [...]
American Express® Cardmembers Vote ”Alzheimer’s Disease: Early Detection Matters” the Winner of Members Project® to Receive $1.5 Million in Funding from American Express
Organizations Associated with Four Additional Top-Voted Projects Share $1 Million
NEW YORK, October 14, 2008 — American Express announced today “Alzheimer’s Disease: Early Detection Matters” as the winner of Members Project (www.membersproject.com), the online initiative that invited Cardmembers to come together to submit, discuss and vote for projects to make a positive impact in the world. [...]
J.P. Morgan Appointed Depositary Bank for Ecopetrol ADR Program Launch
Ecopetrol’s ADR is the first NYSE-listed program by a Colombian company in more than a decade
New York, October 9, 2008 - J.P. Morgan today announced it has been appointed depositary bank for the American Depositary Receipt (ADR) program for Ecopetrol S.A. J.P. Morgan will manage all aspects of the ADR program in the U.S. for [...]
Chase/WaMu ATMs
Customers get no-fee access to 14,000 ATMs less than two weeks after deal
NEW YORK and SEATTLE, Oct. 8, 2008 - Chase and WaMu customers are already finding 14,000 reasons to like the Sept. 25 combination that created the #1 U.S. bank in deposits.
That’s because they can now use any of 14,000 Chase or WaMu ATMs [...]
How To Enjoy Success In Managing Your Finances Wisely
The most important step of being able to manage your money wisely is to start out with a good plan. If you do not have a good plan in place, all too often you will find yourself in a frustrating situation where you are trying to dig yourself back out from under a ton [...]
Financial Planning For Unmarried Couples
It is a well-known fact that a significantly smaller amount of the unmarried couples will take the necessary time that is needed, and that is so important for sound financial management, then those of married couples will. Because of this fact, there are a few unique financial situations that are only relevant to the [...]
