Can I Still Get A Credit Card With Bad Credit?
Very few people today know the true facts about having a bad credit score. They believe that once you have a negative item placed into your credit report it stays there for several years. People assume that repairing a bad credit history is nearly next to impossible and that you cannot get a credit card [...]
What To Look For When Searching For A Bad Credit Debt Consolidation Program
If you are in a bind and need to borrow money but you just aren’t sure what to do, you should use this refinancing aid created specifically for borrowers with credit scores that aren’t all that great. Most bad credit loans you come across are going to have high rates, well bad credit debt consolidation [...]
Minors with a Credit Card, Is It Safe?
So many children in the United States today, have credit cards. Legally. Minors under the age of 18 cannot enter into a contract without a co-signer. So who is co-signing with all these children? Their parents. Does your minor really need the credit card authorization? Every parent has the ability of deciding if each child [...]
Paying Monthly Bills With Your Credit Card
For most lenders, bankers and others in the financial world, the first thing they say is no. Never do this as it is a dangerous practice. Under some circumstances, that may actually be the case. In others, maybe not. A young person needed to establish credit. In order to do so he/she applied for one [...]
Identity Theft
The number one crime in America today is identity theft. With the technology currently available, stealing another person’s identity is far simpler than the law-abiding citizen would ever consider. Taking a few, easy, security precautions, you can significantly reduce your chances of becoming the next victim. Think about how you handle your junk mail. Many [...]
Credit Ghost – Having No Credit
Having no credit can actually hurt you. One would think that having no credit would be better than having bad credit. This is not necessarily the case. Not long ago, an acquaintance decided she wanted to purchase a home. She believed she would be easily approved because she had no debts other than the normal [...]
Students And Those Six Little Letters That Can Change Your Life: Credit!
A credit card is an invention that can be a boon or a bane to a lot of people. Quite a number of people who has owned a credit card had difficulty managing the expenses it incurred. The number of credit cards that each American has is on an upward trend, which may mean that [...]
Life After Bankruptcy
It does not matter what brought you to this point. You are there. The bankruptcy is over, usually Chapter 7 – a total wipeout of the debts – and you believe you are now the highest credit risk on the planet. Lots of things may be going through your mind at this point, from feeling [...]
Credit Card Rate Report
The annual percentage rates (APR) for select major credit card categories were flat to higher this week, after a speech by Fed Reserve Chairman Ben Bernanke that fueled speculation that the central bank could raise interest rates to combat inflation. Below are the rates for up to nine credit card categories, of which three had [...]
Using Credit Cards to Make Money
Making money off a credit card can seem impossible, but this is not true. There are many ways to make money or receive discounted prices on every day purchases. This can be difficult for those who do not have the will power to say no to the purchases that are not a necessity. Those are [...]
