Credit Card Perks: Cash, Points or Other Rewards

Every credit card commercial shown these days boast about credit card perks. This one gives frequent flyer miles without blackout dates; another says you can choose between points, cash or other types of rewards. How does one determine which is really the best? There are a number of issues to look at when you decide [...]


Identity Theft

The number one crime in America today is identity theft. With the technology currently available, stealing another person’s identity is far simpler than the law-abiding citizen would ever consider. Taking a few, easy, security precautions, you can significantly reduce your chances of becoming the next victim. Think about how you handle your junk mail. Many [...]


Do-It-Yourself vs. Hiring a Professional

Over the years, my business partner and I have done more do-it-yourself type projects when restoring houses then most people do in a lifetime. We have gained immeasurable experience in the process. One of those lessons is when to do it our selves and when not to bother trying. There are some projects that are [...]


Good or Bad Credit Is Part of Who You Are

Having either good or bad credit becomes a part of every person’s life once they become an adult and begin making purchases on credit, and paying bills. Because of this fact, it is always very important to stay current on all of your financial obligations you may acquire. In doing so, it will ensure that [...]


Business Credit Cards

Many small businesses struggle in the first year to keep their heads above water. This can be very difficult if you are in a very competitive field. It can be extremely difficult to stay ahead in the game of businesses. That is why many credit card companies offer businesses cards that will allow you keep [...]


Credit Card Rate Report

The annual percentage rates (APR) for select major credit card categories were flat to higher this week, after a speech by Fed Reserve Chairman Ben Bernanke that fueled speculation that the central bank could raise interest rates to combat inflation. Below are the rates for up to nine credit card categories, of which three had [...]


Before You Sell or Trade Your SUV or Truck

Stop and think it through very carefully. While on the immediate surface, selling that gas guzzler or trading it in for a small economy car, may appear to be a good idea, it just might not be after all. You probably wonder how it could be anything but a good idea when a gallon of [...]


Press Digest – New York Times business news – June 4

June 4 – The following were the top stories in the New York Times business pages on Wednesday. * With no end in sight for elevated gas prices, General Motors Corp (GM.N: Quote, Profile, Research) announced drastic cuts in production of sport utility vehicles and pickups on Tuesday and stepped up plans for smaller cars [...]


Citi and Banamex USA launch co-branded credit card

Through an ongoing pilot program available through eight Citibank financial centers in Texas and working with Citi Microfinance and Banamex USA, Citibank customers can now grant a shared-credit card to a friend or relative in Mexico with Banamex USA’s bi-national card program. Citi said that this pilot program offers cash-back rewards, 24-hour access to accounts, [...]


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