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	<title>Credit Cards Blog &#187; cash back rewards</title>
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		<title>Knowing What To Compare On Different Business Credit Cards</title>
		<link>http://www.choosecreditcards.com/blog/2008/08/14/knowing-what-to-compare-on-different-business-credit-cards/</link>
		<comments>http://www.choosecreditcards.com/blog/2008/08/14/knowing-what-to-compare-on-different-business-credit-cards/#comments</comments>
		<pubDate>Thu, 14 Aug 2008 04:04:44 +0000</pubDate>
		<dc:creator>J.S.</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://www.choosecreditcards.com/blog/?p=285</guid>
		<description><![CDATA[As with any type of credit card that you might be applying for, one of the first important steps that you will want to do is to make a comparison on the many different business credit cards that are available today.  By doing so, this will ensure that you will be receiving just the right [...]]]></description>
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<br /><br /></td></tr></table> <p>As with any type of credit  card that you might be applying for, one of the first important steps that you  will want to do is to make a comparison on the many different <a href="http://www.choosecreditcards.com/business-credit-cards.htm"><strong>business  credit cards</strong></a> that are available today.   By doing so, this will ensure that you will be receiving just the right  card that will work best with your particular company, and one that will offer  you the most advantages.</p>
<p>In making sure that you know  exactly what you should compare on each of the different credit cards that are  available is a big step in getting closer to receiving the right <a href="http://www.choosecreditcards.com/business-credit-cards.htm"><strong>business  credit card</strong></a> for your company.</p>
<p>Almost all cards, and even  those that are <a href="http://www.choosecreditcards.com/business-credit-cards.htm"><strong>business credit cards</strong></a> seem to be offering some type of  rewards or rebates to customers who make purchases with their cards.  This is one advantage you might want to  compare between each card that is available and see which one offers the bonus  flight miles, gift cards, or cash back rewards.</p>
<p>Because of the significant  difference between the two, one important thing you need to compare would be  whether the business credit card you choose will be earning a variable  APR or if it will be on a fixed APR.  The  difference you will end up paying back can be a large amount in funds.</p>
<p>As you are probably already  aware, the business credit card that you choose will more than likely  come different types of fees, such as the fee per card and the company  fee.  You will want to make a comparison  between each company and find out if you will also be charged an annual fee, as  some companies do not charge this fee to their customers.</p>
<p>There are many individuals  who are learning the art and enjoying the advantages of making balance  transfers.  Doing so can mean a  significant amount in savings on the amount of money you will be responsible  for paying back.  When you are  considering doing a balance transfer, it is important to question if you will  be charged any fees for this type of transaction on your business credit  card.</p>
<p>In almost every transaction  we make, whether it is in our checkbook or on that is made on our business  credit card, there will be finance charges that are applied.  One important question you will want to learn  is if whether or not a daily balance will be used to determine the finance  charge.</p>
<p>When any company makes the  decision of allowing employees to hold a business credit card, there is  always a percentage of liability that is involved.  It is too easy for employees to misuse the  cards inappropriately, to not make sure that you have some type of protection  that will be covering your business.  If  you are a business owner and you plan to allow employees to use a business  credit card, it is important for you to find out if your business will be  protected by any unauthorized charges made on the card.</p>
<p>As  you can see, there are several different factors that you need to take into  consideration before you make the final decision on which <a href="http://www.choosecreditcards.com/business-credit-cards.htm"><strong>business credit  card</strong></a> is the right one for you and your particular needs.</p>
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		<title>Business Credit Cards</title>
		<link>http://www.choosecreditcards.com/blog/2008/06/16/business-credit-cards/</link>
		<comments>http://www.choosecreditcards.com/blog/2008/06/16/business-credit-cards/#comments</comments>
		<pubDate>Mon, 16 Jun 2008 18:19:53 +0000</pubDate>
		<dc:creator>J.S.</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[american express]]></category>
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		<guid isPermaLink="false">http://www.choosecreditcards.com/blog/?p=34</guid>
		<description><![CDATA[Many small businesses struggle in the first year to keep their heads above water. This can be very difficult if you are in a very competitive field. It can be extremely difficult to stay ahead in the game of businesses. That is why many credit card companies offer businesses cards that will allow you keep [...]]]></description>
			<content:encoded><![CDATA[<p>Many small businesses struggle in the first year to keep their heads above water. This can be very difficult if you are in a very competitive field. It can be extremely difficult to stay ahead in the game of businesses. That is why many credit card companies offer businesses cards that will allow you keep up with the competition by being able to make the purchases that your company needs. Though <a href="http://www.choosecreditcards.com/business-credit-cards.htm">business cards</a> are not only for small companies they can be very useful in buying things that your small business may not have because of a low income level. This can especially be true for a new company. There are many different credit card companies that have options for businesses.</p>
<p><a href="http://www.choosecreditcards.com/mastercard.htm">MasterCard</a> offers a business card that offers 5% <a href="http://www.choosecreditcards.com/category/reward-cash/">cash back rewards</a> on office supplies, and gas. This is great for businesses that offer company cars for their employees that have to travel to the customer. This card offers no interest for the introductory months on balance transfers. There is no annual fee and no fee for additional employee cards. There is also no limit on income. This is helpful for those companies that are just beginning and need a little extra support for their business ventures.</p>
<p><a href="http://www.choosecreditcards.com/issuer/american-express/">American Express offers</a> some of the same features that most of credit card companies have. This particular company has several different cards that are available for many different business levels. This card can support more established businesses as well as the beginning small businesses. The Jet Blue card has 5% saving on Jet Blue flights purchased with your card. You will also save any where from 3-25% on FedEx and Hertz and more.  This particular card has many award offers such as double award dollars when you use the card for wireless phone charges or gas.  <a href="http://www.choosecreditcards.com/starwood-preferred-guest-business-credit-card-from-american-express.html">The Starwood Preferred Guest Business Card</a> by <a href="http://www.choosecreditcards.com/issuer/american-express/">American express</a> offers 10,000 starpoints that is enough for 3 business flights on your first purchase. There is no annual fee for the first year. There are over 825 participating hotels including the Sheraton. This card offers 2 starpoints for staying at participating hotels.</p>
<p><a href="http://www.choosecreditcards.com/issuer/chase/">Chase</a> has a <a href="http://www.choosecreditcards.com/category/business/">business credit card</a> that offers many different rewards. Currently there is 0% on purchases and balance transfers for up to a year. Visa Business offers a saving of up to 20% on participating retail stores and office supplies and computer equipment. There is no annual fee. They also offer travel and emergency assistance. Chase has online reporting that allows the business to keep an eye on every transaction immediately.</p>
<p>These are only a few of the offers that are available to the business world. These cards can be essential to maintaining your business. These offers are from some of the most respected credit card companies. It is important to research any offer that you receive to ensure that you receive the best offer. Many of these companies have several different card plans to ensure that they can offer something to every business no matter the size or income level.</p>
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		<item>
		<title>Cash Back Credit Cards</title>
		<link>http://www.choosecreditcards.com/blog/2008/06/14/cash-back-credit-cards/</link>
		<comments>http://www.choosecreditcards.com/blog/2008/06/14/cash-back-credit-cards/#comments</comments>
		<pubDate>Sat, 14 Jun 2008 17:59:19 +0000</pubDate>
		<dc:creator>J.S.</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<guid isPermaLink="false">http://www.choosecreditcards.com/blog/?p=33</guid>
		<description><![CDATA[The cash back credit cards are designed so that the card owner will use this card for major purchases. The rewards that are offered entice people to use the card instead of cash. This allows the credit card companies to receive interest off the purchase unless the product is paid off in full before the [...]]]></description>
			<content:encoded><![CDATA[<p>The <a href="http://www.choosecreditcards.com/category/reward-cash/">cash back credit cards</a> are designed so that the card owner will use this card for major purchases. The rewards that are offered entice people to use the card instead of cash. This allows the credit card companies to receive interest off the purchase unless the product is paid off in full before the end of the billing cycle. Most people who place purchases on <a href="http://www.choosecreditcards.com">credit cards</a> do not pay the full amount so the card company collects interest. You ask how this is beneficial to the card owner to make purchases on the card. If you are going to spend the money any way why receive a reward for it. If you pay cash for it you receive only the purchased item, but using the card you make the purchase, receive the re ward points, and pay off the full amount of the purchase. You can make money off your purchases slowly over time.</p>
<p>There are many different cards that offer this reward program. Some offer cash back for a certain amount that you purchase. There are others that offer programs that send your change from the total purchase amount into a savings account. These kinds of cards usually have participating partners where you can receive discounts on purchases made at these stores or retailers.</p>
<p><a href="http://www.choosecreditcards.com/category/reward-cash/">Cash back offers</a> are usually a percentage of the total purchase amount. These offers are great especially people who use their card for every day purchases like gas or at supermarkets. The normal percentage rate is any where from around 1-5% of the purchase amount. Many of these cards do not have annual card fees. They also bigger reward on the first purchase that you make on the card. This is so that you will be more willing to make purchases later on. Credit card companies know how appealing easy money is to people. These cards offer many different kinds of rewards as well. Many cards allow you to save points in order to get free air flight, though in most cases this take a lot of spending to reach this point to receive the rewards.</p>
<p>The cash back rewards was set up to get more of their customers to put purchases on the cards. This is so that the credit card companies would receive interest on the purchase. Thought in most cases the card owner does not pay in full for those who do this is a great offer. You can not beat being paid for making a purchase of some thing that you needed. For example, every one needs gas so why not offer a discount or reward for the purchase of this particular necessity. Walmart offers a reward of three cents off any gas purchased with their <a href="http://www.choosecreditcards.com">credit card</a> or a Walmart gift card. This is just one example of how these cash back cards can work. They can benefit the card owner as well as the credit card companies. Research the best card that will benefit you the most for the kind of purchases that you make the most often.</p>
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