What Does My Personal Liability Have To Do With My Business Credit Card?
There are many times when an individual who is just starting a business, will not have a long line of credit history that is already established for that particular company. Then, when they choose to open up a business credit card, the credit card company will want to have more information to be able to [...]
Types of Rewards That Are Offered When You Open a Credit Card
You have more than likely seen an advertisement or two, or twenty, concerning the large selection of rewards that are offered from various credit card companies when you make the choice of charging your purchases to the credit card you open with their particular company. The idea of being able to earn cash back and [...]
The Many Advantageous Benefits Offered With a Business Credit Card
If you own a business and you are contemplating applying for a business credit card, you will find that there are many useful advantages you will be offered. It can be very beneficial for both the small and the large business to have a business credit card that is made specifically for business needs and [...]
The Benefits of Receiving A Secured Credit Card
As we are all very well aware, people who are suffering with bad credit can endure some extremely frustrating times. Many people may not realize it, but once you have received the marks of bad credit, it is something that can affect every financial decision that you come across, for the rest of your life. [...]
A Few Simple Facts About Business Credit Cards
If you have made the decision to open a business credit card account for your place of business, one very important step in doing so, would be for you to investigate all of the informative information that is available on the specific credit card you are thinking about opening. Taking the time to do this [...]
FICO Score and How It Determines Your Credit Risk
The first question that almost every lender will ask is, do you know what your FICO® Score is? Most people have more than likely heard of this term, but they do not understand exactly what it is or how it might work. The FICO® Score, essentially is what determines your creditworthiness, or how much of [...]
Before Transferring a Credit Card Balance, Things You Need To Know!
Have you been receiving offers in the mail from credit card companies? One you are more than likely familiar with is “0% Balance Transfers“. Before you decide to start filling out papers and sending them back in so quickly, you need to do some research. Do the right investigating to make sure it is worth [...]
Minors with a Credit Card, Is It Safe?
So many children in the United States today, have credit cards. Legally. Minors under the age of 18 cannot enter into a contract without a co-signer. So who is co-signing with all these children? Their parents. Does your minor really need the credit card authorization? Every parent has the ability of deciding if each child [...]
Identity Theft
The number one crime in America today is identity theft. With the technology currently available, stealing another person’s identity is far simpler than the law-abiding citizen would ever consider. Taking a few, easy, security precautions, you can significantly reduce your chances of becoming the next victim. Think about how you handle your junk mail. Many [...]
Sign the Back of My Credit Cards or Not?
Numerous credit card users have become more cautious about using their cards as apposed to past years. Most people refuse to sign the back of their credit cards. This is to try to reduce the chance of becoming a victim of credit card fraud. Many leave the signature line blank, while some write “See ID” [...]
