Can I Still Get A Credit Card With Bad Credit?

Very few people today know the true facts about having a bad credit score. They believe that once you have a negative item placed into your credit report it stays there for several years. People assume that repairing a bad credit history is nearly next to impossible and that you cannot get [...]


Paying Monthly Bills With Your Credit Card

For most lenders, bankers and others in the financial world, the first thing they say is no. Never do this as it is a dangerous practice. Under some circumstances, that may actually be the case. In others, maybe not.
A young person needed to establish credit. In order to do so [...]


Credit Ghost – Having No Credit

Having no credit can actually hurt you. One would think that having no credit would be better than having bad credit. This is not necessarily the case.
Not long ago, an acquaintance decided she wanted to purchase a home. She believed she would be easily approved because she had no debts other than [...]


Credit – How Important is it?

Everyday the television inundates us with commercial after commercial asking about your personal credit score. Is it good, bad, fair, or great? Do you know what it is? What does it really matter?
Daily advertisements tell the consumer to go to one place or another to obtain free credit scores. Unfortunately, once [...]