Why Is Having NO Credit A Bad Thing?
Everyone knows that having good credit is a wonderful thing to have, especially in this day and time, and everyone also knows that having the black marks of bad credit against you will give you a lot of needless headaches and worry. So why is it such a bad thing when an individual does not [...]
Retirement And The Importance Of Financial Planning
At some point in each of our lives, every single one of us will more than likely at least consider what our options are, and which ones will be available to us when we retire, when it comes to financial planning for our retirement years. Should I start saving money now for my retirement? Will [...]
Credit Card Perks: Cash, Points or Other Rewards
Every credit card commercial shown these days boast about credit card perks. This one gives frequent flyer miles without blackout dates; another says you can choose between points, cash or other types of rewards. How does one determine which is really the best? There are a number of issues to look at when you decide [...]
Do-It-Yourself vs. Hiring a Professional
Over the years, my business partner and I have done more do-it-yourself type projects when restoring houses then most people do in a lifetime. We have gained immeasurable experience in the process. One of those lessons is when to do it our selves and when not to bother trying. There are some projects that are [...]
Is It Really Worth Trading In Your Truck or SUV?
While it may be a very tempting proposition when facing four plus dollars per gallon at the pump, it may not necessarily be the best option. There are many things to be considered before taking such a drastic step. Consider carefully whether it will truly be a money saver for you and your family before [...]
Three out of four Americans say they aren’t saving enough
A new analysis of Americans shows that most people are not saving as much as they should at the same time people do not seem to be too concerned about it according to Pew Research Center’s Social & Demographic Trends project. Three out of four Americans say they are not saving enough, according to the [...]
