Why Is Having NO Credit A Bad Thing?
Everyone knows that having good credit is a wonderful thing to have, especially in this day and time, and everyone also knows that having the black marks of bad credit against you will give you a lot of needless headaches and worry. So why is it such a bad thing when an individual does not [...]
What Does My Personal Liability Have To Do With My Business Credit Card?
There are many times when an individual who is just starting a business, will not have a long line of credit history that is already established for that particular company. Then, when they choose to open up a business credit card, the credit card company will want to have more information to be able to [...]
The Many Advantageous Benefits Offered With a Business Credit Card
If you own a business and you are contemplating applying for a business credit card, you will find that there are many useful advantages you will be offered. It can be very beneficial for both the small and the large business to have a business credit card that is made specifically for business needs and [...]
Real Estate – Is This the Time To Buy?
Today’s volatile real estate market is making some individuals weary about investing in real estate. With the market in what some are calling a freefall – is this really the time to purchase real estate for your investment portfolio? Foreclosures are up, interest rates are down, and renters are innumerable due to so many adjustable [...]
What Is the Best Interest Rate I Can Get on My Loan?
This simple question is probably asked thousands of times every single day and can be answered in thousands of different ways. Long ago, I was given what I consider to be the best answer ever for that question! Whatever the best rate is, that a buyer can get at the time the deal is made [...]
The Eight Most Commonly Made Investment Mistakes
If you use a professional investment company, chances are you have more than likely already discussed many of these issues with your money manager. However, many self-directed investors have had to learn the hard way what pitfalls they should look out for. Knowing what the eight most commonly known investment mistakes are – can help [...]
FICO Score and How It Determines Your Credit Risk
The first question that almost every lender will ask is, do you know what your FICO® Score is? Most people have more than likely heard of this term, but they do not understand exactly what it is or how it might work. The FICO® Score, essentially is what determines your creditworthiness, or how much of [...]
Identity Theft
The number one crime in America today is identity theft. With the technology currently available, stealing another person’s identity is far simpler than the law-abiding citizen would ever consider. Taking a few, easy, security precautions, you can significantly reduce your chances of becoming the next victim. Think about how you handle your junk mail. Many [...]
Life After Bankruptcy
It does not matter what brought you to this point. You are there. The bankruptcy is over, usually Chapter 7 – a total wipeout of the debts – and you believe you are now the highest credit risk on the planet. Lots of things may be going through your mind at this point, from feeling [...]
Shopping With Credit Cards – Is It a Wise Choice?
Have you been tossing around the idea of applying for a credit card? As with any decision you make in life, and especially one that has to do with your finances, it is wise to do a little bit of research on the subject and find out all of the information you can regarding this [...]
