FICO Score and How It Determines Your Credit Risk
The first question that almost every lender will ask is, do you know what your FICO® Score is? Most people have more than likely heard of this term, but they do not understand exactly what it is or how it might work. The FICO® Score, essentially is what determines your creditworthiness, or how much of [...]
Minors with a Credit Card, Is It Safe?
So many children in the United States today, have credit cards. Legally. Minors under the age of 18 cannot enter into a contract without a co-signer. So who is co-signing with all these children? Their parents. Does your minor really need the credit card authorization? Every parent has the ability of deciding if each child [...]
Do-It-Yourself vs. Hiring a Professional
Over the years, my business partner and I have done more do-it-yourself type projects when restoring houses then most people do in a lifetime. We have gained immeasurable experience in the process. One of those lessons is when to do it our selves and when not to bother trying. There are some projects that are [...]
