Pre Paid

Wired Plastic? Prepaid Visa? Card

Wired Plastic® Prepaid Visa® Card

Short Card Review

The Wired Plastic® Prepaid Visa® Card may be an excellent option if you've had a hard time getting an unsecured credit card and you want a stored value card. The card has no annual fee, the application and participation fees are very low, and most methods of …

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The Wired Plastic® Prepaid Visa® Card, issued by The Bancorp Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.

Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.

There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.

Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $5.95, and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card.

It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.

Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.

Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option.
 
 
BuyRIGHT Pre-Paid MasterCard®

BuyRIGHT Pre-Paid MasterCard®

Short Card Review

The BuyRIGHT Pre-Paid MasterCard® is designed for those who want a stored value card with 100% approval pending verification of your identity. There is a $7.95 monthly maintenance fee, but this card comes with excellent customer service, Free email and text alerts, free …

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The BuyRIGHT Pre-Paid MasterCard®, issued by MetaBank, is a stored value card designed for those who would like to take advantage of the rewards program and the shopping membership that this card has to offer.

Funds may be loaded onto the card in numerous ways, and although fees do apply to most funding methods, there is no charge to fund the card via direct deposit. Funds loaded to the account are available for future purchases made with the card. The card has a $9.95 account set-up fee.

The BuyRIGHT Pre-Paid MasterCard has FREE Text and Email alerts, as well as FREE 24/7 Online bill pay and account management services.

Those who would like to take advantage of the various programs may find the BuyRIGHT Pre-Paid MasterCard® to be more than adequate.
 
 
AccountNow? Vantage Prepaid MasterCard?

AccountNow® Prepaid Visa®

Short Card Review

The AccountNow® Prepaid Visa® is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. You'll …

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The AccountNow® Prepaid Visa®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card.

Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card.

Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®.

It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees.

It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month).

Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases and do not mind paying upfront fees will find the AccountNow® Prepaid Visa® to be a beneficial option.

This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).


*AccountNow Prepaid Visa is issued by MetaBank. Funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).
 
 
Account Now Gold Visa? Prepaid Card

AccountNow Gold Visa® Prepaid Card

Short Card Review

The AccountNow Gold Visa® Prepaid Card is a Visa debit card issued by Bancorp Bank that is ideal for those seeking the convenience of a bank account or using a credit card but may have issues obtaining either. Not only is everyone approved but the card also comes with the …

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The AccountNow Gold Visa® Prepaid Card issued by Bancorp Bank is a prepaid debit Visa card that makes it easier and faster to access your money – without the need of a bank account. With Direct Deposit capability, you’ll never have to wait in line at a check cashing store again!

Consumers who may have difficulty obtaining a regular bank checking account or a secured credit card may find this an excellent, safer alternative to carrying cash all the time.

The AccountNow Gold Visa® Prepaid Card doesn’t require a credit check, and also offers cardholders free direct deposit. Furthermore, a $25 bonus is yours with your first two direct deposits of $500 or more within 6 months of opening the account.

If you deposit more than $2,500 in a month on your card, you don’t have to pay a service charge. ATM fees can also be eliminated if you simply ask for cash back from a merchant location when making a purchase.

The card, which has Visa debit Gold card privileges, is good anywhere Visa debit cards are accepted cardholders aren’t forced to carry a minimum balance.

Free online bill pay and free mobile text alerts is also available to help you manage your account. Members of the card are also free from bouncing checks or accumulating late or overdraft fees.

Having the AccountNow Gold Visa® Prepaid Card and using all of its features may help build your credit history and after the last few years of economic uncertainty – who couldn’t use a little bit of polishing of their credit?
 
 
Vision Silver   Prepaid MasterCard   Card

Vision Silver(SM) Prepaid MasterCard®

Short Card Review

The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or unsecured credit card. For the first year, cardholders can expect to pay a total of $57.35 for monthly fees ($3.95) and the …

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The Vision Silver(SM) Prepaid MasterCard®, issued by MetaBank, is ideal for people who are finding it difficult to obtain either a secured or an unsecured credit card.

Applicants will not have to go through a credit check because approval is guaranteed. With this prepaid card, cardholders fund their own credit lines, which eliminates the risk of owing creditors.

As with most prepaid cards, this card has several fees associated with usage*. To start, cardholders will be charged an activation fee of $9.95. Every month thereafter, they will be charged $3.95 monthly. For the first year, cardholders can expect to pay $57.35 for these two fees combined. There is also a $25 shortage fee, which cardholders are charged whenever their accounts go into negative territory.

Additional fees apply with ATM usage, PIN transactions, and cash advances. Please review the issuer’s website for further details on all fees.

While this card may come with many fees, it also has a number of free features available to all cardholders. These free features include unlimited signature transactions, online access to statements, e-mail and text message alerts, and automated customer service.

The Vision Silver(SM) Prepaid MasterCard® is a good option for people who want to make electronic transactions but who don’t want, or can’t get, a traditional credit card.

*See terms and conditions for complete details.

 
 
AccountNow? Prepaid MasterCard?

AccountNow® Prepaid MasterCard®

Short Card Review

The AccountNow® Prepaid MasterCard® is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. …

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The AccountNow® Prepaid MasterCard®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card.

Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card.

Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®.

It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees.

It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month).

Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases and do not mind paying upfront fees will find the AccountNow® Prepaid MasterCard® to be a beneficial option.

This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).

AccountNow Prepaid MasterCard is issued by MetaBank pursuant to license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

 
 
ACE Elite Prepaid Card

ACE Elite Visa® Prepaid Card

Short Card Review

A card with benefits that matter to you. No credit check, No application fee, No obligation. No-Fee Cash Withdrawals at ACE locations*. Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*…

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  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit – Get paid up to 2 days faster, don`t stand in line or pay check cashing fees*
  • Free Anytime Alerts™ – Get your balance and transactions via text or email*
  • Free Savings Account – Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
 
 
Vision Premier(SM) Prepaid Visa Card

Vision Premier® Prepaid Visa® Card

Short Card Review

The Vision Premier® Prepaid Visa® Card is a prepaid Visa debit card that will change the way you pay for purchases and more. Absolutely no embarrassing credit check is required – just complete the online form. This is NOT a credit card or a checking account: not only …

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The Vision Premier® Prepaid Visa® Card is a prepaid Visa debit card issued by the Bancorp Bank. It’s not a bank account, or a credit card – it is however, a way to set yourself free from costly interest charges and overdraft fees.

To start with, there is no embarrassing credit check required to obtain a Vision Premier® Prepaid Visa® Card. All you have to do is fill out the easy online form – after a simple verification of your identity (required by law) you will be mailed you very own Visa prepaid debit card.

The Vision Premier® Prepaid Visa® Card gives you perks, privileges and rewards that are virtually never found on prepaid debit cards: you’ll earn 1% cash back on gasoline purchases – a rebate which is added directly onto your Vision Premier® Prepaid Visa® Card balance. Plus, you’ll receive FREE roadside assistance as long as your card remains active each month.

Some prepaid debit cards charge a fee when you use them to make purchases. With the Vision Premier® Prepaid Visa® Card, you can make unlimited signature as well as pin authorized purchases – and it won’t cost you any more than the price of whatever you’re buying.

The Vision Premier® Prepaid Visa® Card the perfect way to receive your paycheck, government benefits, or even your tax returns quickly. You’ll also receive a FREE savings account with the Bancorp Bank. This savings account helps you build for the future and offers an excellent 5.65% APY on your savings account balance!

Because you can only use the money that you’ve loaded onto your card, you’ll never find yourself paying interest on an outstanding balance month after month. But you WILL enjoy many of the perks of having a bank account ? including FREE direct deposit!

All these excellent features and more make the Vision Premier® Prepaid Visa® Card an excellent choice for anyone looking to break free of the vicious cycle of credit card interest charges or checking account debit fees.

With incredible perks like cash back on gasoline purchases, FREE roadside assistance, a FREE savings account and no credit check required, there’s nothing stopping you – apply today!
 
 
Purple Diamond Prepaid Visa RushCard

Purple Diamond Prepaid Visa® RushCard

Short Card Review

The Purple Diamond Prepaid Visa RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. Avoid high interest charges and the danger of falling into debt. Have your paycheck, tax refund, or government benefits …

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The Purple Diamond Prepaid Visa RushCardSM is a prepaid Visa debit card. With this card, you can only spend what you deposit, so there are no costly overdraft or interest fees. This allows you to avoid high interest charges and the danger of falling into debt.

With the Purple Diamond Prepaid Visa RushCard, you can opt to have your paycheck, tax refund, or government benefits direct deposited to your RushCard account. This means you never pay costly check cashing or overdraft fees again.

The Visa Prepaid RushCard gives you instant access to your balance, deposit, and recent transaction information online or on your mobile phone. If you need to speak with someone, RushCard’s FREE customer service is available 24/7.

With RushCard’s powerful online money tools, you always know where and how much you’re spending. These FREE online money tools help you plan a budget, monitor your progress, and review your spending. And with the Free RushPath to credit service, you can build your credit history every time you pay your rent, utilities, and other bills.

Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards. You’re always protected against unauthorized purchases if your prepaid Visa RushCard is ever lost or stolen. Remember, Member Services Representatives are always here to help – 24 hours a day, 7 days a week.

If you’re looking for the widespread acceptance of a Visa card without the risk of running up massive balances, costly overdraft fees or unfairly high interest rates, Check out the Purple Diamond Prepaid Visa RushCard. It was designed to provide access and financial empowerment to all.
 
 
Black Diamond Prepaid Visa RushCard

Black Diamond Prepaid Visa® RushCard

Short Card Review

The Black Diamond Prepaid Visa RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. Avoid high interest charges and the danger of falling into debt. Have your paycheck, tax refund, or government benefits …

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The Black Diamond Prepaid Visa RushCard is a prepaid Visa debit card. With this card, you can only spend what you deposit, so there are no costly overdraft or interest fees. This allows you to avoid high interest charges and the danger of falling into debt.

With the Black Diamond Prepaid Visa RushCard, you can opt to have your paycheck, tax refund, or government benefits direct deposited to your RushCard account. This means you never pay costly check cashing or overdraft fees again.

The Visa Prepaid RushCard gives you instant access to your balance, deposit, and recent transaction information online or on your mobile phone. If you need to speak with someone, RushCard’s FREE customer service is available 24/7.

With RushCard’s powerful online money tools, you always know where and how much you’re spending. These FREE online money tools help you plan a budget, monitor your progress, and review your spending. And with the Free RushPath to credit service, you can build your credit history every time you pay your rent, utilities, and other bills.

Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards. You’re always protected against unauthorized purchases if your prepaid Visa RushCard is ever lost or stolen. Remember, Member Services Representatives are always here to help – 24 hours a day, 7 days a week.

If you’re looking for the widespread acceptance of a Visa card without the risk of running up massive balances, costly overdraft fees or unfairly high interest rates, Check out the Black Diamond Prepaid Visa RushCard. It was designed to provide access and financial empowerment to all.
 
 
BabyPhat Visa Prepaid RushCard

Baby Phat Prepaid Visa® RushCard

Short Card Review

The BabyPhat Visa Prepaid RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. Avoid high interest charges and the danger of falling into debt. Have your paycheck, tax refund, or government benefits direct …

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The BabyPhat Visa Prepaid RushCard is a prepaid Visa debit card. With this card, you can only spend what you deposit, so there are no costly overdraft or interest fees. This allows you to avoid high interest charges and the danger of falling into debt.

With the BabyPhat Visa Prepaid RushCard, you can opt to have your paycheck, tax refund, or government benefits direct deposited to your RushCard account. This means you never pay costly check cashing or overdraft fees again.

The Visa Prepaid RushCard gives you instant access to your balance, deposit, and recent transaction information online or on your mobile phone. If you need to speak with someone, RushCard’s FREE customer service is available 24/7.

With RushCard’s powerful online money tools, you always know where and how much you’re spending. These FREE online money tools help you plan a budget, monitor your progress, and review your spending. And with the Free RushPath to credit service, you can build your credit history every time you pay your rent, utilities, and other bills.

Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards. You’re always protected against unauthorized purchases if your prepaid Visa RushCard is ever lost or stolen. Remember, Member Services Representatives are always here to help – 24 hours a day, 7 days a week.

If you’re looking for the widespread acceptance of a Visa card without the risk of running up massive balances, costly overdraft fees or unfairly high interest rates, Check out the BabyPhat Visa Prepaid RushCard. It was designed to provide access and financial empowerment to all.
 
 
Western Union? MoneyWise? Prepaid MasterCard?

Western Union® MoneyWise™ Prepaid MasterCard®

Short Card Review

The Western Union® MoneyWise™ Prepaid MasterCard® issued by Metabank gives you the convenience, professionalism and security of Western Union and the worldwide acceptance of a prepaid MasterCard. This handy, helpful prepaid MasterCard helps under-banked consumers …

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The Western Union® MoneyWise™ Prepaid MasterCard® issued by Metabank is a safe, secure alternative to carrying cash or waiting in line at the bank or check cashing store.

The Western Union® MoneyWise™ Prepaid MasterCard® does not require an embarrassing credit check, nor do you need a checking account to apply for this card – simply provide government-mandated proof of identity!

The Western Union® MoneyWise™ Prepaid MasterCard® has no annual fee, no monthly maintenance fee, and no activation fee if you activate your card online. There is also no charge to have your card loaded via your employer or government benefits provider.

Plus, cardholders receive a free $10 bonus for enrolling in direct deposit – the money will be available on your card after a direct deposit is successfully loaded!

There are plenty of ways to load your new Western Union® MoneyWise™ Prepaid MasterCard®, including the two options mentioned above as well as Western Union locations and directly from a bank account.

Your funds are ensured by the FDIC (as long as you register your card) and if you card is lost or stolen, your funds are protected by MasterCard’s Zero Liability Policy.

You can load up to $10,000 onto the Western Union® MoneyWise™ Prepaid MasterCard®, up to $950.00 at a time. Carry the prepaid debit card that safer than cash and easier than a bank or checking account with no overdraft fees or embarrassing credit checks.

The Western Union® MoneyWise™ Prepaid MasterCard® is good wherever prepaid MasterCard transactions are accepted!!
 
 
mPower? Visa? Prepaid Card

mPower™ Visa® Prepaid Card

Short Card Review

The mPower™ Visa® Prepaid Card, issued by The Bancorp Bank, is your simple prepaid card that requires no credit checks, no minimum balance and no monthly fees*. Sign up for Direct Deposit and enjoy a $25 bonus deposited into your account as a welcome gift. With Direct …

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The mPower™ Visa® Prepaid Card, issued by The Bancorp Bank, offers an easy solution for your everyday card uses. No minimum balance is required, nor are there any background credit checks. Plus, when you sign up for direct deposit, a $25 bonus is rewarded to you on your next statement.

Unlike other cards, the mPower™ Visa® Prepaid Card guarantees approval upon identification confirmation when you sign up. There are NO credit checks – all that is required on your behalf is information, such as your date of birth and address, to identify you.

You also do not need to maintain a minimum balance, however, if you sign up for Direct Deposit you will be eligible to receive a $25 bonus into your account. An activation fee is also refunded to your account on the following statement when you sign up for Direct Deposit, thus essentially allowing you to enjoy free activation!

Explore a world of unlimited flexible possibilities with the convenience of shopping online, booking vacation trips with the touch of a button and paying your bills on time. The mPower™ Visa® Prepaid Card does all the thinking for you so you can relish
simple money management!
 
 

Student UPside Visa® Prepaid Card

Short Card Review

Enroll Online for an UPside Visa® Prepaid Card for your teen. Receive the card in the mail. Manage reloads online. One at a time or recurrent. Done. No transfer fees. No APR….

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