Secured Cards

The Applied Bank®Secured Visa®Gold Credit Card provides those with poor or insufficient credit to sign up for a secured credit card. With your own security deposit, you can take advantage of a credit limit of up to $5,000.

Regardless of your past credit history, you will automatically receive guaranteed card approval upon signing up for the Applied Bank®Secured Visa®Gold Credit Card. That’s because there are no credit checks at any time.

Featuring a low annual fee, the Applied Bank®Secured Visa®Gold Credit Card allows you to enjoy a 9.99% Low Fixed APR that never goes up even with late payments. You get to decide what you want your credit limit to be based upon your security deposit. It can be anywhere from $200 to a maximum limit of $5,000.

Applied Bank is recognized as one of the highest rated banks in the nation for financial strength and security, giving individuals peace of mind and the chance to have their own secured credit card.

You’ll no longer have to be concerned about your poor or non-existent credit history. The Applied Bank®Secured Visa®Gold Credit Card makes things possible with no credit checks, a low fixed APR, and guaranteed card approval.

The First Progress Secured Platinum MasterCard® Credit Card,issued by Synovus Bank, is especially beneficial for those looking to build their credit history. For this reason, card approval will not be based on past credit history or minimum credit scores. Provide a minimum security deposit and proof of identity, and you will be on your way to achieving desirable credit.

Passing a credit check is imperative in order to accomplish certain major goals, such as buying a home or being extended a job offer. With the First Progress Secured Platinum MasterCard®, you have the opportunity to finally prove your financial stability. With a low annual fee and a low APR that varies with the prime rate, it is even easier to manage and maintain your ideal budget.

Monthly credit updates – The First Progress Secured Platinum MasterCard® provides monthly reports of your payment activity to the three major credit bureaus, allowing you to quickly build your credit history . As long as you continue to meet your payments – and make them on time – your credit will continue to build.

Affordable credit line based on deposit – Unlike regular credit cards that offer credit lines based on a credit score, the First Progress Secured Platinum MasterCard® grants a credit line based on a security deposit. Customers can choose to deposit between $300 and $2,000. Although past credit history is not an issue, it is important to note that approval for this card is based on the applicant providing the minimum security deposit of $300. Your security deposit will be insured by the FDIC.

Secure and thorough online application – Card applicants can expect to have an account established within three weeks of applying. Applications for the card are only available online and not by phone so as to avoid identity theft and fraud; however, a toll-free Customer Service line will become available once an account has been established. In addition, customers will have free, 24/7 access to their account online. No matter where you are, checking your account will always be secure and convenient!

Prestige of a Platinum MasterCard – The First Progress Secured Platinum MasterCard® holds the same level of value as a traditional Platinum MasterCard and is part of the worldwide MasterCard network. Nowhere on the card face itself will it indicate that the card is secured, so you can fully enjoy the reputation of having an authentic Platinum MasterCard.

To determine if the First Progress Secured Platinum MasterCard® Credit Card is right for you, please review the terms and conditions by clicking through to the application page. If you have had a troubled credit history or have never held a credit card, applying for this secured credit card may be the first step in building or regaining the credit history you desire!