Top Rated Credit Card Offers

Blue Cash? from American Express

Blue Cash Everyday(SM) Card from American Express

Short Card Review

The Blue Cash Everyday℠ Card from American Express earns you rewards for every purchase you make, no matter where you go! Earn a $100 cash back bonus when you charge $1,000 in purchases in your first 3 months! Perfect for those who are financially responsible, this …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.17.24%-22.24% Variable$0Reward – Cash

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The Blue Cash Everyday℠ Card from American Express is an ideal cash rewards credit card that gives you flexibility to make your payments over time – all without any annual fee!

The Blue Cash Everyday℠ Card from American Express has several great incentives for new cardmembers: sign up today and you’ll be eligible to earn a $100 cash back bonus when you spend $1,000 in the first 3 months of membership! Plus, you’ll enjoy an introductory 0% APR for 12 months on purchases.

Card members will easily earn rewards at almost any turn, with cash back rewards on everything from grocery shopping to filling your car with gas. Receive a significant 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on every other purchase you make.

With the Blue Cash Everyday℠ Card from American Express, there is NO spending minimum, NO enrollment fee and NO rotating rewards or spending categories, thus providing you more freedom to shop and buy things you need.

For your everyday purchases, the Blue Cash Everyday℠ Card from American Express is the credit card you’ve been looking for. Enjoy the perks and around-the-clock cash back rewards it has to offer today!
 
 
SimplyCash

SimplyCash® Business Card from American Express OPEN

Short Card Review

The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program with no additional fee. You’ll earn a 5% rebate on office supplies and wireless services, a 3% rebate on …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%n/a12.24% – 19.24% Variable$0Business

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The SimplyCash® Business Card from American Express OPEN is designed for those with very good credit and who plan to take advantage of the cash back reward program.

Cardholders have access to the cash back reward program for no additional fee. Through the reward program, cardholders earn a 5% rebate on office supplies and wireless services, a 3% rebate on automobile gas, and a 1% rebate on all other purchases. Rebates are automatically credited to the cardholder's statement each month, and there is no limit to the amount of cash back that can be earned.

The card has no annual fee, and it has a low interest rate for purchases. Cardholders can also take advantage of the 0% introductory rate on purchases for up to 12 months.

As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various additional services and benefits. Some of the benefits include travel accident insurance, purchase protection, and special discounts from select retailers.

Therefore, those who plan to make qualified purchases to receive the 5% rebate, would like the option to carry a balance, and will take advantage of the introductory offers will benefit most from what the SimplyCash® Business Card from American Express OPEN has to offer.
 
 
Chase Ink℠ with Ultimate Rewards℠

Ink℠ Classic Business – Up to 25,000 Bonus Points

Short Card Review

The Ink℠ Classic Business – Up to 25,000 Bonus Points credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits. Ink℠ Classic Business …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $15 or 5% of the amount of each transfer, whichever is greater.13.24% – 19.24% Variable*$0Business

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The Ink℠ Classic Business – Up to 25,000 Bonus Points credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits.

The Ink℠ Classic Business – Up to 25,000 Bonus Points has a special offer for new cardholder accounts only: Earn up to 25,000 bonus points for your first purchase and initial spending! Earn 15,000 bonus points for your first purchase, and an additional 10,000 bonus points when you spend $5,000 within your first 3 months!

The Ink℠ Classic Business – Up to 25,000 Bonus Points card offers global acceptance and flexible spending capacity that adjusts with your business needs. There is a 0% APR introductory offer on purchases and balance transfers for 6 months with a low interest rate thereafter, plus there is no annual fee.

Cardholders earn 1 point for every $1 spent on purchases, so no dollar goes unrewarded. You will also earn 2 points for every $1 spent on the first $25,000 worth of gasoline and lodging. Plus, you’ll earn 5x points per $1 on the first $25,000 spent annually on office supplies, wireless services, landline communication and cable services.

Cardholders also enjoy enrollment in Ultimate Rewards℠, a convenient self-service site that can assist you with travel plans. Business owners can obtain free additional cards for their employees, and earn rewards from their purchases. Easily track and manage employee spending through customized reports and alerts and by setting individual spending limits in real-time.

Beyond the rewards program, the Ink℠ Classic Business – Up to 25,000 Bonus Points credit card offers several benefits for business owners. Therefore, those who plan to take advantage of the rewards program and want to take advantage of the 0% APR introductory rate will benefit most from what this card has to offer.
 
 
Chase Freedom? Visa - $100 Bonus Cash Back (0% APR)

Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR

Short Card Review

The Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR credit card is designed for those who want a card that allows them to earn cash rewards for everyday purchases. Cardholders always earn a full 1% cash back on every purchase, 5% Cash Back on up to $1,500 …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5.00 or 3% of the amount of each transfer, whichever is greater.As low as 11.99% Variable$0Reward – Cash

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The Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12. You’ll enjoy new 5% categories every 3 months. It’s free and easy to activate your bonus each quarter!

Up to 10% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases.

There are no spending tiers or earning caps, and cash rebates never expire. Plus, cardholders will receive a $100 cash back bonus after spending just $500 within the first three months of the account opening!

The Chase Freedom® Visa – $100 Bonus Cash Back + 0% APR card offers a 0% introductory rate on balance transfers for 12 months, and on purchases for 6 months. There is no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR has to offer.
 
 
IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card

Short Card Review

The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a no annual fee Gold Card. The card, which already comes with a low rate, also has a low introductory 1.99% APR for your first 6 months. This rate can only be applied to balance transfers that occur …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
1.99%2% of transfer amount9.25%, 12.25%, or 15.25%*$0Reward – Cash

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The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a cash rewards credit card that gives members a low variable rate. The APR will be determined by creditworthiness and will vary based on market conditions.

Balance transfers with this no annual fee card that you enact within the first three months of opening your account will enjoy an even lower APR of 1.99% as an introductory rate for the first 6 months. This lower rate will be fixed, and won’t change during your introductory period.

Qualifying purchases earn you cash back rewards – specifically, a 1% cash back credit. There is also no limit on cash back credits and no expiration date on eligibility, provided your account remains in good standing.

It also gives you confidence and purchase power: In the event that something unplanned or unfortunate occurs, as a cardholder you’re covered with travel accident coverage up to $500,000.

Keeping track of your credit card account is also easy, as the IberiaBank Visa® Gold Cash Back Rewards Card provides safe, convenient online access to your credit card account information.

Whether you’re a frequent traveler, or simply just searching for a great benefit filled credit card, adding the IberiaBank Visa Gold Cash Back Rewards Card to your financial portfolio means having a card that you can use anywhere that Visa is accepted.
 
 

Discover® Motiva Card

Short Card Review

If you have very good credit and are looking for a cash back rewards card, then the Discover® Motiva Card may be the right card for you. You’ll receive a 0% intro APR on purchases and balance transfers for 15 months. Through the rewards program, cardholders earn a 5% to 20% …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%3% of the amount of each transfer, with the 0% introductory APR balance transfer offer described above; otherwise, either $10 or 5% of the amount of each transfer, whichever is greater.10.99% – 20.99% (V)*$0Reward – Cash

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The Discover® Motiva Card, issued by Discover, is designed for those with very good credit who are looking to earn cash rewards by paying on time and making purchases.

Start off with a 0% intro APR on purchases and balance transfers for 15 months. A low, variable APR applies thereafter, based on your credit worthiness and the prime rate.

Through the rewards program, cardholders earn a 5% to 20% Cashback Bonus® at top retailers through Discover's exclusive online shopping site, and they get up to a 1% Cashback Bonus® on all other purchases.

There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within an 18-month period.

Cardholders will also be eligible to earn a pay-on-time bonus. Each time cardholders make six on-time payments in a row they will receive a credit towards the payment of their next month's interest. Cardholders will be eligible to receive the pay-on-time bonus twice a year, every year monthly payments are received on time.

The card has no annual fee, an attractive 0% introductory rate on purchases and balance transfers for 15 months. The APR for this card is reasonable for those who qualify.

In addition to the rewards program, the Discover® Motiva Card also provides several cardholder benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services.

Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating online retailers (to earn additional cash rebates), plan to take advantage of the special 0% introductory rate before it expires, and pay on time every month will benefit most from what the Discover® Motiva Card has to offer.

*It is important to note that like many cash reward cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year, so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers.