Visa

Chase Freedom? Visa - $100 Bonus Cash Back (0% APR)

Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR

Short Card Review

The Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR credit card is designed for those who want a card that allows them to earn cash rewards for everyday purchases. Cardholders always earn a full 1% cash back on every purchase, 5% Cash Back on up to $1,500 …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5.00 or 3% of the amount of each transfer, whichever is greater.As low as 11.99% Variable$0Reward – Cash

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The Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12. You’ll enjoy new 5% categories every 3 months. It’s free and easy to activate your bonus each quarter!

Up to 10% cash back at select merchants can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases.

There are no spending tiers or earning caps, and cash rebates never expire. Plus, cardholders will receive a $100 cash back bonus after spending just $500 within the first three months of the account opening!

The Chase Freedom® Visa – $100 Bonus Cash Back + 0% APR card offers a 0% introductory rate on balance transfers for 12 months, and on purchases for 6 months. There is no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom® Visa – $100 Bonus Cash Back + 0% Intro APR has to offer.
 
 
IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card

Short Card Review

The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a no annual fee Gold Card. The card, which already comes with a low rate, also has a low introductory 1.99% APR for your first 6 months. This rate can only be applied to balance transfers that occur …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
1.99%2% of transfer amount9.25%, 12.25%, or 15.25%*$0Reward – Cash

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The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a cash rewards credit card that gives members a low variable rate. The APR will be determined by creditworthiness and will vary based on market conditions.

Balance transfers with this no annual fee card that you enact within the first three months of opening your account will enjoy an even lower APR of 1.99% as an introductory rate for the first 6 months. This lower rate will be fixed, and won’t change during your introductory period.

Qualifying purchases earn you cash back rewards – specifically, a 1% cash back credit. There is also no limit on cash back credits and no expiration date on eligibility, provided your account remains in good standing.

It also gives you confidence and purchase power: In the event that something unplanned or unfortunate occurs, as a cardholder you’re covered with travel accident coverage up to $500,000.

Keeping track of your credit card account is also easy, as the IberiaBank Visa® Gold Cash Back Rewards Card provides safe, convenient online access to your credit card account information.

Whether you’re a frequent traveler, or simply just searching for a great benefit filled credit card, adding the IberiaBank Visa Gold Cash Back Rewards Card to your financial portfolio means having a card that you can use anywhere that Visa is accepted.
 
 
IberiaBank Visa? Select Card

IberiaBank Visa® Select Card

Short Card Review

The IberiaBank Visa® Select Card is a rewards credit card that comes with a low initial rate for purchases. Cardholders also are eligible for a 1.99% low introductory APR for 12 months on balance transfers, and then receive a low ongoing variable APR after the introductory …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%None7.50%, 9.50% or 11.50%$35Regular

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The IberiaBank Visa® Select Card is a credit card that provides not only a low APR, but also a specially low introductory rate on balance transfers.

Cardholder’s of this premier credit card enjoy either 0.00% or 7.50% APR for the first year of membership. Please note: which APR of this $35 per year annual card you’re extended depends on your credit worthiness.

Balance transfers are also low – a 1.99% ultra-low APR is available to members if they commence a balance transfer to their IberiaBank Visa Select Card within the first 3 months of having the card.

In addition to having a card that is backed by Visa and good everywhere Visa is accepted – other perks and benefits abound with the IberiaBank Visa® Select Card: product enhancements like safe, convenient online account management allow you to pay your bill and check your balance with the click of a few buttons.

The card also comes with travel insurance up to $500,000 – should anything unplanned or unfortunate happen. Simply use your card for your travel bookings, and you’ll be covered. Plus, an auto rental collision insurance waiver is part of the deal. Reserve and pay for your automobile rental in it’s entirety with your card, and there’s no need to pay for the rental car company’s insurance.

Yet, because roadside mishaps and breakdowns happen when traveling as well as just during day-to-day activities, members have access to emergency roadside assistance 24 hours a day, 7 days a week.

Should your card become lost or stolen, report it as soon as possible and be eligible for emergency cash and card replacement. In the event of an emergency, there are more than 270,000 locations worldwide where you can receive a cash advance. However, if you’re seeking to have the card replaced – typically a new card can be delivered within 24 hours.

Carry a low-rate credit card that also provides assistance to you while traveling, and makes sure you are supported and protected financially: IberiaBank Visa® Select Card.
 
 
Iberiabank Visa? Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card

Short Card Review

The IberiaBank Visa® Platinum Rewards Card is a rewards credit card that earns ScoreCard bonus points for every purchase made on the card. Members of the card earn 1 bonus point per $1 dollar spent on purchases. You can then redeem those points for merchandise, travel and …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
1.99%2% of transfer amount9.25%, 12.25%, or 15.25%*$0Reward – Other

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The IberiaBank Visa® Platinum Rewards Card issued by IberiaBank is a premier level credit card that earns ScoreCard bonus points for each and every purchase made via the card.

Cardholders earn 1 bonus point per $1 dollar spent on purchases. These points can then be redeemed for numerous other rewards. Save them for that dream vacation you’ve been planning or buy electronics for the home, furniture, shop for clothing or download music – the list goes on on and on.

The card, which has no annual membership fee, does have a low variable APR for purchases and also boasts a much lower 6 month introductory APR of 1.99% for balance transfers that occur within the first three months of card membership.

One inherent feature: this card comes with the support and power of Visa’s worldwide acceptance. However, the IberiaBank Visa® Platinum Rewards Card also comes with an assortment of benefits and perks that truly make this platinum card a premier credit card to have!

Online account management allows you to pay your bill, check your balance and redeem those numerous rewards points you’re going to garner.

The IberiaBank Visa® Platinum Rewards Card also comes with travel insurance up to $500,000 – should anything unplanned or unfortunate happen – simply use your card when booking your travel. Plus, an auto rental collision insurance waiver is also part of the deal. Again, simply reserve and pay for your entire automobile rental with your card, and there is no need to pay for the rental car company’s insurance.

Yet, because roadside mishaps and breakdowns happen when traveling and just doing day-to-day activities- members have access to emergency roadside assistance 24 hours a day, 7 days a week.

Carry a card that rewards you for spending and provides you with assistance while traveling, and also makes sure you are supported financially. Should your card become lost or stolen, report it right away and you’ll be eligible for emergency cash and card replacement.

In the event of an emergency, there are thousands of locations worldwide where you can receive a cash advance. However, if you need to have a replacement card on-hand, in many instances a new card can be delivered to you within 24 hours.

Deciding to have a card with the long array of features and excellent rate benefits that this provides is a decision that should be easy. However, if you’re still trying to decide review the terms and conditions and maybe you’ll see that this premier level card deserves to be in your portfolio.
 
 
IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card

Short Card Review

The IberiaBank Visa® Classic Card is a low rate credit card issued by Iberia Bank that can save consumers money based on its standard low interest rate for purchases and balance transfers. This no annual membership card also rewards new card members with an even lower …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
1.99%2% of transfer amount7.25%, 10.25%, or 13.25%*$0Regular

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The IberiaBank Visa® Classic Card is a low rate credit card issued by Iberia Bank that allows consumers to save money due to its variable low interest rate for purchases and balance transfers. The card, which has worldwide Visa credit card acceptance, also has no annual fee.

New card members will enjoy an even lower introductory rate for purchases or balance transfers during the first 6 months of membership.

Cardholders are eligible for several low variable rates based on their credit history, and their APR will vary with the market, based on the prime rate.

Additionally, an even lower non-variable APR on balance transfers – 1.99% is an added perk to be had for your first 6 billing cycles.

Managing your IberiaBank Visa® Classic Card account is easy with online access to your card’s info. So staying up to date with your most recent charges and outstanding balance is a piece of cake.

Other card holder benefits and perks include auto rental collision damage waiver and roadside dispatch. Furthermore, if you lose your card (or it gets stolen) you have access to emergency cash at over 200,000 locations across the globe – and can even receive a speedy card replacement.

The IberiaBank Visa® Classic Card is a no-frills credit card offer that provides consumers with the confidence and support of a card backed by Visa – without having to pay annual fees or other reoccurring charges.
 
 

Visa® Black Card

Short Card Review

Made with carbon, not just another piece of plastic; Membership is limited24-hour concierge service at your disposalAccess to over 600 VIP airport lounges worldwide in over 100 countriesExclusive rewards program; 1% cash back or airfare on any airline – no blackouts or …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%14.99%$495Reward – Travel

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The Black Cardâ„¢ is an exclusive Visa card that affords you luxury-class benefits when you travel, shop, and more. Featuring a highly-selective, limited membership to ensure the very highest level of personalized service, Black Card benefits go above and beyond those enjoyed by the rank-and-file. The Black Cardâ„¢ is your invitation into a world of unparalleled respect, convenience, and service:




  • • Limited Membership


  • • Exclusive Travel or Cash Back Rewards Program


  • • 24-Hour Personalized Concierge Service


  • • VIP Access to over 600 Airport Lounges Worldwide


  • • Luxury Gifts from the World’s Top Brand Names


  • • Ultra-Modern Carbon-Construction Card Design


  • • Visa Black Card Perks, Benefits and Protections


  • • Inclusive Annual Fee




With the Black Card™ in hand, the world awaits: peerless protections when traveling at home or abroad, attentive 24-hour personal concierge service designed to streamline your lifestyle, and countless benefits that bestow a pampered, palpable peace of mind. 



Exclusive Services: A World Apart




The Black Card™ is your ultimate buying tool, but also provides exclusive rewards and services that support your luxury lifestyle. As a card member doors open, ropes part, and your way is cleared before you as never before. 

Limited Membership - Black Card membership is limited in order to ensure the highest caliber of service. With this card, your needs come first and foremost, always.

Luxury Gifts - Black Card members will receive complimentary gifts from some of the world’s most sought after name brands and manufacturers. 

VIP Airport Lounge - Enjoy exclusive VIP airport lounges via Priority Pass, giving your access to over 600 locations in more than 100 countries across the globe. 

Extraordinary Unique Card Design - This patent-pending carbon design exudes understated luxury and demands the respect afforded to the new upper-echelon of credit card customer.



Personalized Concierge Service




This world-class concierge service is exclusively available to Black Card members 24 hours a day, 7 days a week. Courteous, capable representatives stand ready to assist you with all your personal, travel, and hard-to-find requests.

Country and City Information - Know before you go with relevant customs, holidays, tourist, and shopping information as well as the local highlights: shows, exhibitions, museums, festivals and more.

Gifted Excellence - Arrange for the perfect gift, whether it’s baskets, floral arrangements, special requests, or simply advice regarding the ideal gift for unique occasions. 

Business and Entertainment Planning - Reserve tickets to desired concerts, shows and events or the very next flight to an important meeting. Restaurant reservations, tee time, foreign protocol information and even emergency translation services and conference arrangements are simply a phone call away.

Travel Arrangements - Be prepared with flight reservations and ticketing, weather forecasts, customs, VISA passport locations, mass transportation and hotel information and more.

Specialty Services - The devil is in the details. Receive invaluable assistance with unique requests such as obtaining rare book and record copies, specialty service referrals, specialty research and shopping requests and much, much more. 



A Lucrative, Versatile Rewards Program




The Black Card™ earns you more rewards with every purchase. Accrue rewards points quickly with 1 point tallied for every $1 dollar you charge to your card. These points are valid for up to 5 years from the date you earn them. You can check your rewards points balance conveniently either online or via your monthly statement. 

Use Rewards Points for Cash Back - Receive statement credit for your points in the form of 1% cash back on everything you buy with your Black Card. 

Redeem your Rewards Points for Travel - Your rewards points are good for airline tickets without seat restrictions or blackout dates, starting at 25,000 points for a ticket worth up to $500 dollars. 



Ironclad Black Card Protections and Coverages




The Black Card™ is there when you need it, ensuring that everything from the merchandise you buy to the tickets and even the trips you buy them for are protected in case of unforeseen happenstance, emergencies, or disappointments. 

ZERO Dollar Fraud Liability - Complete protection against unauthorized charges to your card. 

Purchase Security - Replace, repair or reimburse up to a $500 dollar maximum within the first 90 days from the day you purchase most items. 

Warranty Manager - Registers warranties as well as affords you extended protections up to one year from the date the original manufacturer’s warranty ends.

Lost Luggage Reimbursement and Bag Delay Insurance - Purchase your fare with your Black card and carry-on or checked luggage is covered up to $3,000 per trip if lost or stolen. You’ll even be reimbursed for essential expenses up to $100 per day for three days should your baggage be delayed. 

Trip Interruption/Cancellation - Enjoy up to $1,500 in reimbursement should a qualifying trip cancellation or interruption occur. 

Auto Rental Collision Damage Waiver - Reserve and pay for your automobile rental with your card and decline the in-house damage waiver and you’ll be covered up to the full value of most rental vehicles. 



Additional Peerless Perks and Essential Card Information

0% Introductory APR for 15 Months - The Black Card™ allows you to leave the trappings of your more pedestrian credit cards behind. Enjoy 0% APR on all balances transferred for the first 15 monthly billing cycles since you opened your Black Card account.

Global Acceptance - Your Black Card is good anywhere Visa is accepted in over 170 countries worldwide.

Travel and Emergency Services - Your Black Card is an essential resource when coordinating medical, legal and travel services while you’re away from home

Roadside Dispatch - The Black Card™ makes traveling the open road safer and easier by providing convenient 24/7 towing and locksmith referral services in both the U.S. and Canada. 

Trip Delay Reimbursement - take the stress out of travel delays. When your trip is more than 12 hours delayed due to a covered event, expenses incurred such as meals and lodging will be reimbursed up to $300 per ticket.

Inclusive Annual Fee - With the exception of roadside services and travel and emergency referrals, the $495 dollar annual fee covers all perks and benefits provided through your Black Card.
 
 
Wired Plastic? Prepaid Visa? Card

Wired Plastic® Prepaid Visa® Card

Short Card Review

The Wired Plastic® Prepaid Visa® Card may be an excellent option if you've had a hard time getting an unsecured credit card and you want a stored value card. The card has no annual fee, the application and participation fees are very low, and most methods of …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/appn/app$0Pre-Paid

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The Wired Plastic® Prepaid Visa® Card, issued by The Bancorp Bank, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card.

Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card.

There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth.

Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $5.95, and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card.

It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program.

Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners.

Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option.
 
 
AccountNow? Vantage Prepaid MasterCard?

AccountNow® Prepaid Visa®

Short Card Review

The AccountNow® Prepaid Visa® is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. You'll …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/appn/app$0Pre-Paid

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The AccountNow® Prepaid Visa®, issued by MetaBank, is a stored value card designed for those who may have difficulty in obtaining a standard unsecured credit card.

Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card.

Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. The card can also be loaded by wiring money from an established bank account or through MoneyGram® ExpressPayment®.

It is important to note that there are some fees associated with this card that include an account set up fee of $9.95 (waived with direct deposit loads) and a monthly participation fee of $9.95, which amounts to $119.40 annually. There is no additional charge for U.S. purchases. So, in the first year alone, a cardholder can expect to pay a minimum total of $129.35 in fees.

It is common for stored value cards to lack benefits; however, this card does offer a free bill pay service (for the first seven transactions each month).

Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases and do not mind paying upfront fees will find the AccountNow® Prepaid Visa® to be a beneficial option.

This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).


*AccountNow Prepaid Visa is issued by MetaBank. Funds are insured up to $100,000 by the Federal Deposit Insurance Corporation (FDIC).
 
 
Account Now Gold Visa? Prepaid Card

AccountNow Gold Visa® Prepaid Card

Short Card Review

The AccountNow Gold Visa® Prepaid Card is a Visa debit card issued by Bancorp Bank that is ideal for those seeking the convenience of a bank account or using a credit card but may have issues obtaining either. Not only is everyone approved but the card also comes with the …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
None$0n/app$0*Pre-Paid

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The AccountNow Gold Visa® Prepaid Card issued by Bancorp Bank is a prepaid debit Visa card that makes it easier and faster to access your money – without the need of a bank account. With Direct Deposit capability, you’ll never have to wait in line at a check cashing store again!

Consumers who may have difficulty obtaining a regular bank checking account or a secured credit card may find this an excellent, safer alternative to carrying cash all the time.

The AccountNow Gold Visa® Prepaid Card doesn’t require a credit check, and also offers cardholders free direct deposit. Furthermore, a $25 bonus is yours with your first two direct deposits of $500 or more within 6 months of opening the account.

If you deposit more than $2,500 in a month on your card, you don’t have to pay a service charge. ATM fees can also be eliminated if you simply ask for cash back from a merchant location when making a purchase.

The card, which has Visa debit Gold card privileges, is good anywhere Visa debit cards are accepted cardholders aren’t forced to carry a minimum balance.

Free online bill pay and free mobile text alerts is also available to help you manage your account. Members of the card are also free from bouncing checks or accumulating late or overdraft fees.

Having the AccountNow Gold Visa® Prepaid Card and using all of its features may help build your credit history and after the last few years of economic uncertainty – who couldn’t use a little bit of polishing of their credit?
 
 
ALL-NEW United MileagePlus? Explorer

ALL-NEW United MileagePlus® Explorer Card

Short Card Review

The United MileagePlus® Explorer Card is an airlines reward Visa credit card issued by Chase. Earn up to 40,000 bonus miles for things like your first purchase and your annual spending. Plus, you’ll rack up 1 reward mile for every $1 you spend and double miles on airfare …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
NoneEither $5 or 3% of the amount of each transfer, whichever is greater.14.24%$0*Reward – Airline

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The United MileagePlus® Explorer Card earns you airline miles redeemable on United or Continental airlines for every purchase you make and more. This travel rewards Visa card issued by Chase bank gives you the opportunity to earn up to 40,000 bonus miles as well as excellent perks and cardholder benefits that won’t cost you a thing!

The United MileagePlus® Explorer Card earns you 25,000 bonus miles the very first time you use your card. As long as that first use is within the first 2 months of card membership, you’ll ALSO earn an additional 5,000 bonus miles when you add another authorized user to your account. And that’s just the beginning.

The United MileagePlus® Explorer Card gives you the chance to earn 10,000 bonus miles every year – just log $25,000 on your card within that calendar year. Unlike the two bonus miles opportunities above, you’ll be eligible for this 10,000 mile bonus EVERY YEAR you remain a card member.

Your rewards miles will never expire as long as your card account remains in good standing. You’ll earn 2 miles for every $1 spent on United Airways or Continental Airlines airfare, and 1 mile per $1 spent on everything else. There is NO limit to how many rewards miles you can earn in a calendar year.

The United MileagePlus® Explorer Card is an airline miles reward Visa card that grants you privileges and perks usually only reserved for frequent flier members or first class passengers. For starters, when you and a companion fly United or Continental airlines, your first bag check is free. This amounts to a $50 value round-trip, per person!

Board before everyone else does. With Priority Seating service for United MileagePlus® Explorer Card members, you’ll get to your seat before general boarding does. And every year you remain a card member, you’ll receive two complimentary passes to the United Club, Continental and United’s airport lounge where you can kick back and relax before your flight.

On top of all of these great perks, the United MileagePlus® Explorer Card waives the annual fee for the first year, saving you $95 right out of the gate. If you’re a frequent traveler or you simply want to enjoy the perks of one, check out the United MileagePlus® Explorer Card. Up to 40,000 bonus miles are just a click away!
 
 
Applied Bank 9.99% Fixed APR Visa Gold Card

Applied Bank® Secured Visa® Gold Credit Card

Short Card Review

The Applied Bank® Secured Visa®Gold Credit Card is a secured credit card that is best suited for individuals with poor or insufficient credit. Your past credit history does not affect the application process since there are no credit checks. That means your credit card …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
NoneNot Applicable9.99%$50Secured

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The Applied Bank®Secured Visa®Gold Credit Card provides those with poor or insufficient credit to sign up for a secured credit card. With your own security deposit, you can take advantage of a credit limit of up to $5,000.

Regardless of your past credit history, you will automatically receive guaranteed card approval upon signing up for the Applied Bank®Secured Visa®Gold Credit Card. That’s because there are no credit checks at any time.

Featuring a low annual fee, the Applied Bank®Secured Visa®Gold Credit Card allows you to enjoy a 9.99% Low Fixed APR that never goes up even with late payments. You get to decide what you want your credit limit to be based upon your security deposit. It can be anywhere from $200 to a maximum limit of $5,000.

Applied Bank is recognized as one of the highest rated banks in the nation for financial strength and security, giving individuals peace of mind and the chance to have their own secured credit card.

You’ll no longer have to be concerned about your poor or non-existent credit history. The Applied Bank®Secured Visa®Gold Credit Card makes things possible with no credit checks, a low fixed APR, and guaranteed card approval.
 
 
Chase Freedom Visa - As Low As 9.99% APR

Chase Freedom® Visa – As Low As 9.99% APR

Short Card Review

The Chase Freedom® Visa – As Low As 9.99% APR credit card is designed for those who want a card that allows them to earn cash rewards for everyday purchases. Cardholders always earn a full 1% cash back on every purchase, and 5% cash back in quarterly bonus categories …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Either $5 or 3% of the amount of each transfer, whichever is greater.As low as 9.99% Variable$0Reward – Cash

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The Chase Freedom® As Low As 9.99% APR credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

This card offers a 0% introductory rate on purchases and balance transfers. You’ll enjoy 0% APR on purchases for 6 months and 0% APR on balance transfers for 12 months.

Through the rewards program, cardholders earn 5% Cash Back on up to $1,500 spent on dining, department stores, movie theaters and charitable organizations from 10/1/11 – 12/31/11. It’s free and easy to activate your bonus each quarter.

Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.

Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. Chase Freedom® Visa – As Low As 9.99% APR has no annual fee and a reasonable APR for purchases for those who qualify.

Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom® Visa – As Low As 9.99% APR has to offer.
 
 
ACE Elite Prepaid Card

ACE Elite Visa® Prepaid Card

Short Card Review

A card with benefits that matter to you. No credit check, No application fee, No obligation. No-Fee Cash Withdrawals at ACE locations*. Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*…

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%Pre-Paid

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  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan*
  • Free Direct Deposit – Get paid up to 2 days faster, don`t stand in line or pay check cashing fees*
  • Free Anytime Alerts™ – Get your balance and transactions via text or email*
  • Free Savings Account – Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
 
 
Vision Premier(SM) Prepaid Visa Card

Vision Premier® Prepaid Visa® Card

Short Card Review

The Vision Premier® Prepaid Visa® Card is a prepaid Visa debit card that will change the way you pay for purchases and more. Absolutely no embarrassing credit check is required – just complete the online form. This is NOT a credit card or a checking account: not only …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/appn/app$0Pre-Paid

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The Vision Premier® Prepaid Visa® Card is a prepaid Visa debit card issued by the Bancorp Bank. It’s not a bank account, or a credit card – it is however, a way to set yourself free from costly interest charges and overdraft fees.

To start with, there is no embarrassing credit check required to obtain a Vision Premier® Prepaid Visa® Card. All you have to do is fill out the easy online form – after a simple verification of your identity (required by law) you will be mailed you very own Visa prepaid debit card.

The Vision Premier® Prepaid Visa® Card gives you perks, privileges and rewards that are virtually never found on prepaid debit cards: you’ll earn 1% cash back on gasoline purchases – a rebate which is added directly onto your Vision Premier® Prepaid Visa® Card balance. Plus, you’ll receive FREE roadside assistance as long as your card remains active each month.

Some prepaid debit cards charge a fee when you use them to make purchases. With the Vision Premier® Prepaid Visa® Card, you can make unlimited signature as well as pin authorized purchases – and it won’t cost you any more than the price of whatever you’re buying.

The Vision Premier® Prepaid Visa® Card the perfect way to receive your paycheck, government benefits, or even your tax returns quickly. You’ll also receive a FREE savings account with the Bancorp Bank. This savings account helps you build for the future and offers an excellent 5.65% APY on your savings account balance!

Because you can only use the money that you’ve loaded onto your card, you’ll never find yourself paying interest on an outstanding balance month after month. But you WILL enjoy many of the perks of having a bank account ? including FREE direct deposit!

All these excellent features and more make the Vision Premier® Prepaid Visa® Card an excellent choice for anyone looking to break free of the vicious cycle of credit card interest charges or checking account debit fees.

With incredible perks like cash back on gasoline purchases, FREE roadside assistance, a FREE savings account and no credit check required, there’s nothing stopping you – apply today!
 
 
Chase Freedom? Visa - $200 Bonus Cash Back

Chase Freedom® Visa – $200 Bonus Cash Back

Short Card Review

The Chase Freedom® Visa – $200 Bonus Cash Back credit card offer is an excellent cash back rewards card that also features an incredible $200 cash back bonus offer for initial spending! You’ll enjoy a card with premium Chase security and NO annual fee as well as worldwide …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
None$5 or 3% of the amount of each transfer, whichever is greater.15.99% – 22.99% Variable$0Reward – Cash

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The Chase Freedom® Visa – $200 Bonus Cash Back credit card offer makes it easy to earn more cash back for your spending! With great card features like no annual fee and an excellent cash back rewards system, this Chase Freedom Visa card makes getting the most out of your money easy.

To start with, the Chase Freedom® Visa – $200 Bonus Cash Back enrolls you in the Chase Freedom Cash Back Rewards program, which earns you cash back on virtually everything you use your card for. You’ll earn an unlimited 1% cash back on everything you buy, and can earn up to 10% cash back when you shop with select online merchants through Chase.

Plus, you’ll earn 5% cash back on seasonal spending categories that change with each yearly quarter. 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 – 3/31/12. Other yearly quarters will earn you cash back on many other excellent categories!

That’s not all. Here’s a special offer for new card members ONLY: Earn $200 for your initial spending! You’ll earn $200 when your spending reaches $500 in the first 3 months. See? The cash back is really piling up!

Finally, you’ll enjoy 0 annual fee for the Chase Freedom® Visa – $200 Bonus Cash Back credit card. This card comes with the protections of a Chase credit card and the worldwide acceptance of Visa as well. Get the card that gives you more when you shop – Choose the Chase Freedom® Visa – $200 Bonus Cash Back…and get started racking up the cash back today!
 
 
Applied Bank Visa Business Card

Applied Bank® Visa® Business Card

Short Card Review

The Applied Bank® Visa® Business Card is the perfect card for start-up businesses. With lines of credit up to $750, this card is perfect for your everyday business expenses. You can get the essential supplies, services, and purchasing power necessary to operate your …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/app23.99%See TermsBusiness

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The Applied Bank® Visa® Business Card is a business credit card designed for the very smallest of businesses. Not only is it a great way to keep your personal expenses separate from your professional costs of doing business, it is also a great way to grow and even advertise your company!

The Applied Bank® Visa® Business Card has a possible credit limit up to $750, although each application is individually assessed. This card is designed to work for almost any size business; no entrepreneur or start-up is too small!

The Applied Bank® Visa® Business Card is exclusively for business owners. You can have the name of your company embossed on your card. This is a great way to impress clients and advertise your business whenever you use your card to pay for services, merchandise, supplies, etc.

This card functions exactly like a credit card; no pre-paid balances to load or security deposits to provide up front. You can use the Applied Bank® Visa® Business Card anywhere Visa is accepted. It is the perfect card for your everyday business needs.

Keep your small business running smoothly. The Applied Bank® Visa® Business Card gives you the spending power you need to resupply your business, outfit your startup, or even pay your employees, even if your client’s checks haven’t cashed yet. No organization is too small, so apply today!
 
 
Orchard Bank? Visa? Card

Orchard Bank® Visa® Cards

Short Card Review

The Orchard Bank® Visa® Card can help you get your credit back on track. We report monthly to all three major credit bureaus giving you the opportunity to rebuild your credit with good payment behavior! You’ll also enjoy acceptance at millions of locations including …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/a14.99% or 19.99%, or 7.99% for secured cards$29-$59*Poor Credit

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Orchard Bank® Visa® Cards, issued by HSBC Bank Nevada, N.A., are a group of cards that offer applicants with a limited credit history the opportunity to establish better credit*. Applicants of this offer are eligible for any one of the following four cards, depending on their credit history.

The Orchard Bank® Platinum Visa® is ideal for applicants who want a credit card to help their credit history, but without the requirement of a security deposit. The annual fee depends on the applicant's credit history and may be $39 or $59. The interest rate is average for this type of card.

Another member of Orchard Bank® Visa® Cards profile is the Orchard Bank Secured Visa®. The major benefit of this card is the reasonable $35 annual fee, which is waived for the first year of cardmembership. The deposit for this secured card earns interest annually and the card provides additional cardholder benefits which is unusual for a secured credit card.

The Orchard Bank® Standard Visa® is another offer. The processing fee is $39. The annual fee for the first year is $29 and then $59 per year thereafter.

Finally, there is the Orchard Bank® Gold Visa®. The annual fee is $49 the first year, and $59 per year thereafter. Also, applicants should expect to pay an account processing fee of $19.

These cards share common benefits including credit bureau reporting, 24-hour customer service assistance, online account access, and periodic credit limit increases for those who qualify.

Those in need of a credit card that can possibly improve creditworthiness in exchange for the out of pocket costs of additional fees may find one of the Orchard Bank® Visa® Cards to be a good fit.

*It is HSBC’s goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card with different terms and conditions, which will be disclosed before your application is processed.
 
 
Citi? Hilton HHonors? Visa? Signature Card

Citi® Hilton HHonors™ Visa Signature® Card

Short Card Review

The Citi® Hilton HHonors™ Visa Signature® Card, issued by Citibank, is a hotel reward credit card that offers travelers the chance to earn free stays at participating Hilton Family hotels, whether it’s for business or leisure. Through the rewards program, you’ll …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
NoneEither $5 or 3% of the amount of each transfer, whichever is greater.14.24% or 16.24% (Variable)*$0Reward – Hotel

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The Citi® Hilton HHonors™ Visa Signature® Card, issued by Citibank, is a hotel rewards credit card that offers cardholders the opportunity to earn Hilton HHonors™ Bonus Points redeemable at fabulous Hilton family hotels across the globe, as well as many signature benefits.

The rewards program is ideal for those who frequently stay at Hilton HHonors™ hotels. Cardholders earn 6 Hilton HHonors Bonus Points per $1 spent at Hilton Worldwide portfolio hotels worldwide; 3 Hilton HHonors Bonus Points per $1 spent on purchases at supermarkets, drugstores and gas stations; and 2 Hilton HHonors Bonus Points per $1 spent on all other purchases.

New applicants receive 40,000 bonus points as long as they make $1,000 worth of purchases within the first 4 months from the date that the account was opened. Earned points can be applied to free hotel stays and various travel rewards.

Cardholders also enjoy Hilton HHonors™ Silver VIP status as long as you remain a Citi® Hilton HHonors™ Visa Signature® Card member. The card has no annual fee and no pre-set spending limit.

Consumers who frequently stay at Hilton HHonors™ hotels and enjoy some rest and relaxation away from home will find the Citi® Hilton HHonors™ Visa Signature® Card to be just what they’ve been looking for.
 
 
Purple Diamond Prepaid Visa RushCard

Purple Diamond Prepaid Visa® RushCard

Short Card Review

The Purple Diamond Prepaid Visa RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. Avoid high interest charges and the danger of falling into debt. Have your paycheck, tax refund, or government benefits …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/app0%$0*Pre-Paid

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The Purple Diamond Prepaid Visa RushCardSM is a prepaid Visa debit card. With this card, you can only spend what you deposit, so there are no costly overdraft or interest fees. This allows you to avoid high interest charges and the danger of falling into debt.

With the Purple Diamond Prepaid Visa RushCard, you can opt to have your paycheck, tax refund, or government benefits direct deposited to your RushCard account. This means you never pay costly check cashing or overdraft fees again.

The Visa Prepaid RushCard gives you instant access to your balance, deposit, and recent transaction information online or on your mobile phone. If you need to speak with someone, RushCard’s FREE customer service is available 24/7.

With RushCard’s powerful online money tools, you always know where and how much you’re spending. These FREE online money tools help you plan a budget, monitor your progress, and review your spending. And with the Free RushPath to credit service, you can build your credit history every time you pay your rent, utilities, and other bills.

Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards. You’re always protected against unauthorized purchases if your prepaid Visa RushCard is ever lost or stolen. Remember, Member Services Representatives are always here to help – 24 hours a day, 7 days a week.

If you’re looking for the widespread acceptance of a Visa card without the risk of running up massive balances, costly overdraft fees or unfairly high interest rates, Check out the Purple Diamond Prepaid Visa RushCard. It was designed to provide access and financial empowerment to all.
 
 
Black Diamond Prepaid Visa RushCard

Black Diamond Prepaid Visa® RushCard

Short Card Review

The Black Diamond Prepaid Visa RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. Avoid high interest charges and the danger of falling into debt. Have your paycheck, tax refund, or government benefits …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/app0%$0*Pre-Paid

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The Black Diamond Prepaid Visa RushCard is a prepaid Visa debit card. With this card, you can only spend what you deposit, so there are no costly overdraft or interest fees. This allows you to avoid high interest charges and the danger of falling into debt.

With the Black Diamond Prepaid Visa RushCard, you can opt to have your paycheck, tax refund, or government benefits direct deposited to your RushCard account. This means you never pay costly check cashing or overdraft fees again.

The Visa Prepaid RushCard gives you instant access to your balance, deposit, and recent transaction information online or on your mobile phone. If you need to speak with someone, RushCard’s FREE customer service is available 24/7.

With RushCard’s powerful online money tools, you always know where and how much you’re spending. These FREE online money tools help you plan a budget, monitor your progress, and review your spending. And with the Free RushPath to credit service, you can build your credit history every time you pay your rent, utilities, and other bills.

Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards. You’re always protected against unauthorized purchases if your prepaid Visa RushCard is ever lost or stolen. Remember, Member Services Representatives are always here to help – 24 hours a day, 7 days a week.

If you’re looking for the widespread acceptance of a Visa card without the risk of running up massive balances, costly overdraft fees or unfairly high interest rates, Check out the Black Diamond Prepaid Visa RushCard. It was designed to provide access and financial empowerment to all.
 
 
BabyPhat Visa Prepaid RushCard

Baby Phat Prepaid Visa® RushCard

Short Card Review

The BabyPhat Visa Prepaid RushCard is a prepaid Visa debit card. You can only spend what you deposit, so there are no costly overdraft or interest fees. Avoid high interest charges and the danger of falling into debt. Have your paycheck, tax refund, or government benefits direct …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/app0%$0*Pre-Paid

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The BabyPhat Visa Prepaid RushCard is a prepaid Visa debit card. With this card, you can only spend what you deposit, so there are no costly overdraft or interest fees. This allows you to avoid high interest charges and the danger of falling into debt.

With the BabyPhat Visa Prepaid RushCard, you can opt to have your paycheck, tax refund, or government benefits direct deposited to your RushCard account. This means you never pay costly check cashing or overdraft fees again.

The Visa Prepaid RushCard gives you instant access to your balance, deposit, and recent transaction information online or on your mobile phone. If you need to speak with someone, RushCard’s FREE customer service is available 24/7.

With RushCard’s powerful online money tools, you always know where and how much you’re spending. These FREE online money tools help you plan a budget, monitor your progress, and review your spending. And with the Free RushPath to credit service, you can build your credit history every time you pay your rent, utilities, and other bills.

Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards. You’re always protected against unauthorized purchases if your prepaid Visa RushCard is ever lost or stolen. Remember, Member Services Representatives are always here to help – 24 hours a day, 7 days a week.

If you’re looking for the widespread acceptance of a Visa card without the risk of running up massive balances, costly overdraft fees or unfairly high interest rates, Check out the BabyPhat Visa Prepaid RushCard. It was designed to provide access and financial empowerment to all.
 
 
mPower? Visa? Prepaid Card

mPower™ Visa® Prepaid Card

Short Card Review

The mPower™ Visa® Prepaid Card, issued by The Bancorp Bank, is your simple prepaid card that requires no credit checks, no minimum balance and no monthly fees*. Sign up for Direct Deposit and enjoy a $25 bonus deposited into your account as a welcome gift. With Direct …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/appn/app$0Pre-Paid

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The mPower™ Visa® Prepaid Card, issued by The Bancorp Bank, offers an easy solution for your everyday card uses. No minimum balance is required, nor are there any background credit checks. Plus, when you sign up for direct deposit, a $25 bonus is rewarded to you on your next statement.

Unlike other cards, the mPower™ Visa® Prepaid Card guarantees approval upon identification confirmation when you sign up. There are NO credit checks – all that is required on your behalf is information, such as your date of birth and address, to identify you.

You also do not need to maintain a minimum balance, however, if you sign up for Direct Deposit you will be eligible to receive a $25 bonus into your account. An activation fee is also refunded to your account on the following statement when you sign up for Direct Deposit, thus essentially allowing you to enjoy free activation!

Explore a world of unlimited flexible possibilities with the convenience of shopping online, booking vacation trips with the touch of a button and paying your bills on time. The mPower™ Visa® Prepaid Card does all the thinking for you so you can relish
simple money management!