Updated on Mar 16, 2010
Prepaid credit cards can be an important step in re-establishing your credit rating. They can provide a second chance in helping you re-build or repair your good credit rating. They can help keep you out of trouble when the desire to purchase takes over - if the money is not available on your prepaid credit card, then you won't be charging anything.
Credit Card Offers Found:
10
| Current by Discover - Teen Prepaid Debit Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
- Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
- Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
- $0 Fraud Liability Guarantee
- Withdraw Cash at ATMs
- Get Exclusive Discounts at Teen's Favorite Merchants
- Free E-Mail and Text Message Activity Alerts
- No Minimum Balances, Loading Fees or Credit Check
|
|
|
|
Important Notes:
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
|
 |
|
|
|
|
| Wired Plastic™ Prepaid Visa® Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Accepted Everywhere VISA is Accepted
- No Credit Check, Income Requirements or Bank Account Required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to Your Mobile or Email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for Every $1 Spent
- No Bounced Check, NSF or Overdraft Charges EVER!
|
|
|
|
Important Notes:
No credit checks.
No bank account required.
Must be a U.S. citizen and have a social security number to get approved.
Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa.
No income requirement.
No employment verifications.
No security deposit.
Various additional fees associated with the card, see website for details.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| BuyRIGHT Pre-Paid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
|
|
|
|
Important Notes:
**Cardholders have the option to choose between a monthly fee of $4.95 and no monthly fee with a pay per transaction fee of $1.
***The inactivity fee will only be charged to those who choose the pay per transaction option, and it will only be charged after six months of inactivity on the card account.
****If the cardholder chooses the option to pay a $1 fee per transaction rather than pay the monthly fee, the total basic fee for the first year would be $29.95.
No credit checks or turndowns.
No employment verifications.
Cardholders who choose to participate in the Credit Building Program will have their monthly payment history reported to at least one major credit bureau.
Must be at least 18 and a U.S. citizen or permanent resident.
Although residents of HI and AK can apply for the card, merchandise can only be shipped to the 48 contiguous states.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| AccountNow® Prepaid Visa® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
|
|
|
|
Important Notes:
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).
**The account set up fee of $9.95 is waived with direct deposit loads.
The direct deposit limit plus the cash deposit limit is the maximum deposit.
There is no transaction fee for U.S. purchases.
$1 fee for ATM balance inquiries.
$1 fee for international purchases.
No credit checks or turn downs.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| AccountNow® Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- iAdvance Line of Credit, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
|
|
|
|
Important Notes:
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).
**The account set up fee of $9.95 is waived with direct deposit loads.
The direct deposit limit plus the cash deposit limit is the maximum deposit.
There is no transaction fee for U.S. purchases.
$1 fee for ATM balance inquiries.
$1 fee for international purchases.
No credit checks or turn downs.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| Vision Silver(SM) Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks
|
|
|
|
Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| Facecard Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
99999999.00% |
n/app |
$0 |
Pre-Paid |
|
|
|
- Instant Guaranteed Approval* No Credit Check, No Security Deposit
- Free Direct Deposit Easy Access to your Funds
- Free Online Bill Pay - No More Mailing Costly Money Orders
- Free Money Transfers to Other Facecard Members - No More Spending Money on Wire Transfers
- Ability to Use Anywhere MasterCard Debit Cards are Accepted, Including ATMs
- Receive Prewards, Which are Like Coupons, Put Directly on Your Card
|
|
|
|
Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| READYdebit® Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Visa? Debit Card ? Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa? Card With Cash
- 24x7 Customer Support ? Online and Phone
- FDIC Insurance & Visa?'s Zero Liability Protection Against Fraudulent Use
|
|
|
|
Important Notes:
*See website for complete terms and conditions of card usage and application disclosure.
**Fees depend on plan. Fee do not include fees for ATM withdrawals, PIN transactions, balance inquiries, online bill pay, and bank teller cash advance fees. |
|
|
|
|
|
| Vision Premier® Prepaid Visa® Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- No Credit Check, No Debt, No Interest, No Overdraft Fees
- Free Unlimited Purchases - Signature and PIN
- Free Customer Service
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- Free PayFit Credit Builder - Pay Bills and Build Credit for Free
- Free Text and Email Alerts and Online Access to Track Spending
- Safer Than Cash If Lost of Stolen
- Accepted Everywhere Visa Debit Cards are Accepted
|
|
|
|
Important Notes:
*First year fees total at least $101.35.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| Millennium Advantage Pre-Paid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Credit Check or Income Verification Required
- No Chexsystem Check
- No Minimal Balance Required!
- Phone and On-line Account Access
- Shop and Pay Bills On-line!
|
|
|
|
Important Notes:
There is a bill payment fee of $0.75 per transaction for any bill payments made online or by phone.
There is a $.75 fee for each ATM inquiry or ATM inquiry decline.
There is a $.50 automated voice response fee each time cardholders call 1-877-868-0849 to check the card balance.
There is a call center fee of $1 per minute each time cardholders speak with a customer service representative.
There is a $9.95 card replacement fee if a card is reported lost or stolen.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
