Pre-Paid Credit Card Offers

Updated on Sep 03, 2010
Prepaid credit cards can be an important step in re-establishing your credit rating. They can provide a second chance in helping you re-build or repair your good credit rating. They can help keep you out of trouble when the desire to purchase takes over - if the money is not available on your prepaid credit card, then you won't be charging anything.

Wired Plastic™ Prepaid Visa® Card Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid Accepted Everywhere VISA is Accepted No Credit Check, Income Requirements or Bank Account Required FREE Online Access to Account FREE Mobile Alerts - Text to Your Mobile or Email FREE Bill Pay Service - Pay Anyone Online or Over the Phone FREE Bill Pay Service - Pay Anyone Online or Over the Phone FREE Rewards Program - Earn 1 Point for Every $1 Spent No Bounced Check, NSF or Overdraft Charges EVER! Important Notes: No credit checks. No bank account required. Must be a U.S. citizen and have a social security number to get approved. Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa. No income requirement. No employment verifications. No security deposit. Various additional fees associated with the card, see website for details. See website for complete terms and conditions of card usage and application disclosure.

BuyRIGHT Pre-Paid MasterCard® Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid Free Direct Deposit On-Time Monthly Payments Reported To at Least One Major Credit Bureau Free Account Activity Alerts Flexible Fee Structure BuyRIGHT Rewards Program BuyRIGHT Cash Back Referral Program Important Notes: **Cardholders have the option to choose between a monthly fee of $4.95 and no monthly fee with a pay per transaction fee of $1. ***The inactivity fee will only be charged to those who choose the pay per transaction option, and it will only be charged after six months of inactivity on the card account. ****If the cardholder chooses the option to pay a $1 fee per transaction rather than pay the monthly fee, the total basic fee for the first year would be $29.95. No credit checks or turndowns. No employment verifications. Cardholders who choose to participate in the Credit Building Program will have their monthly payment history reported to at least one major credit bureau. Must be at least 18 and a U.S. citizen or permanent resident. Although residents of HI and AK can apply for the card, merchandise can only be shipped to the 48 contiguous states. See website for complete terms and conditions of card usage and application disclosure.

AccountNow® Prepaid Visa® Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid iAdvance Line of Credit, No Credit Check Needed $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit 100% Guaranteed Approval* FREE Credit Builder FREE Online Bill Pay NO Overdraft Fees or Minimum Balance Required Re-loadable With a $10,000 Balance Important Notes: This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan). **The account set up fee of $9.95 is waived with direct deposit loads. The direct deposit limit plus the cash deposit limit is the maximum deposit. There is no transaction fee for U.S. purchases. $1 fee for ATM balance inquiries. $1 fee for international purchases. No credit checks or turn downs. No employment verifications. Must be at least 18 and a U.S. citizen or permanent resident. See website for complete terms and conditions of card usage and application disclosure.

AccountNow® Prepaid MasterCard® Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid iAdvance Line of Credit, No Credit Check Needed $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit 100% Guaranteed Approval* FREE Credit Builder FREE Online Bill Pay NO Overdraft Fees or Minimum Balance Required Re-loadable With a $10,000 Balance Important Notes: This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan). **The account set up fee of $9.95 is waived with direct deposit loads. The direct deposit limit plus the cash deposit limit is the maximum deposit. There is no transaction fee for U.S. purchases. $1 fee for ATM balance inquiries. $1 fee for international purchases. No credit checks or turn downs. No employment verifications. Must be at least 18 and a U.S. citizen or permanent resident. See website for complete terms and conditions of card usage and application disclosure.

Vision Silver(SM) Prepaid MasterCard® Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid Perfect Card for Government/Benefits Checks Recipients $0 Activation with Rebate* 100% Guaranteed Approval*/No Credit Check Free Direct Deposit of Your Pay or Government Check Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted No Overdraft Fees or Minimum Balances Online Checking - Electronic or Paper Checks Important Notes: See website for complete terms and conditions of card usage and application disclosure.

YAP™ MasterCard Prepaid Card Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid Send and Receive Money Securely With Your Mobile Phone FREE MasterCard Prepaid Card & FREE Shipping FREE Instant Virtual Card ? Shop Online Today! FREE Direct Deposit FREE Unlimited Purchase/ Signature Transactions FREE Check Your Balance With a Text Message $0 Activation Fee $0 First Monthly Fee ? Try it For FREE Important Notes: See website for complete terms and conditions of card usage and application disclosure.

Mango™ Prepaid Debit Card Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid FREE Prepaid MasterCard $0 Activation Fee FREE Direct Deposit FREE Unlimited Purchase / Signature Transactions FREE Account Management Online or With Your Mobile Phone FREE to Check Your Balance With Your Mobile Phone No Monthly Fee When You Load $500/Month No Credit Check, No Bank Account Needed, No Overdraft Fees Important Notes: See website for complete terms and conditions of card usage and application disclosure.

AccountNow Gold Visa® Prepaid Card Intro Rate Regular APR Annual FEE CardType None n/app $0* Pre-Paid $0 Monthly Fee* Higher Daily and Monthly Limits 100% Guaranteed Approval* $25 Cash Bonus When You Use Direct Deposit *See Program Rules Important Notes: Other Fees (for optional and less common services) may apply, per occurrence: Bank Teller Cash Advance: $4.95. Express delivery charge: $40. Expedited Bill Pay Service: $9.95 for Electronic, $19.95 for Check. Bill Pay Stop Payment: $20. Ordering a new or replacement card: Free one per year for Customers on Direct Deposit; $10 otherwise. Monthly Statement: Free for online access, $2.95 for Paper Statement. Non-Online Bill Pay Check Processing including but not limited to unauthorized debit transactions using direct deposit number such as paper checks, ACH debits, check-by-phone or pre-authorized payments: $5. Using International ATM to withdraw money: $4.95.Currency conversion: 2.95% of transaction amount after conversion. If you decide to close your account and request a check to bring your balance to zero, a $15.95 check fee will be applied. See website for complete terms and conditions of card usage and application disclosure.

NetSpend® Visa® Prepaid Debit Card Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid 100% Approval - No credit check required Make purchases anywhere Visa Debit is accepted Borrow Money and Build Credit with iAdvance line of credit No Overdraft Fees or Minimum Balances Free Direct Deposit EXCLUSIVE - 5% APY Savings Account Online Bill Pay - Easily send a check to Anyone Add up to $10K to your account in over 65,000 locations Important Notes: This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs (the current card details reflect the Fee Advantage option). See website for complete terms and conditions of card usage and application disclosure.

Vision Premier® Prepaid Visa® Card Intro Rate Regular APR Annual FEE CardType None n/app $0 Pre-Paid No Credit Check, No Debt, No Interest, No Overdraft Fees Free Unlimited Purchases - Signature and PIN Free Customer Service Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster Free PayFit Credit Builder - Pay Bills and Build Credit for Free Free Text and Email Alerts and Online Access to Track Spending Safer Than Cash If Lost of Stolen Accepted Everywhere Visa Debit Cards are Accepted Important Notes: *First year fees total at least $101.35. See website for complete terms and conditions of card usage and application disclosure.

American DreamCard™ Prepaid MasterCard® Intro Rate Regular APR Annual FEE CardType None n/app $59 Pre-Paid Important Notes: See website for complete terms and conditions of card usage and application disclosure.