Updated on May 12, 2008
Prepaid credit cards can be an important step in re-establishing your credit rating. They can provide a second chance in helping you re-build or repair your good credit rating. They can help keep you out of trouble when the desire to purchase takes over - if the money is not available on your prepaid credit card, then you won't be charging anything.
Credit Card Offers Found:
12
| All-Access® Visa® Prepaid Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- As Seen in Stores Nationwide
- Extra User Cards – EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
- Direct Deposit - Get Paid Fast
- Unlimited Purchase Transactions
|
|
|
|
|
|
Important Notes:
**Although the opening of the account is free, there may be card fulfillment charges (i.e., shipping and handling) of up to $19.95.
***The participation fee is free if the cardholder chooses the pay per transaction plan, or cardholders can choose to pay a monthly fee of up to $9.95 for unlimited signature and PIN transactions.
****The total first year fees does not include the card fulfillment fee, the monthly fee for the FeeAdvantage™ plan, or any transaction fees for the pay per transaction plan.
$1 fee per signature purchase transaction with the pay per transaction plan.
$2 fee per PIN-based purchase transaction with the pay per transaction plan.
Up to $.50 per non-monetary transaction via toll free number.
Up to $.50 per non-monetary transaction via ATM.
No credit checks.
See website for complete terms and conditions of card usage and application disclosure. |
 |
|
|
|
|
| Prepaid Visa® RushCard™ |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- No Monthly, Annual, or Hidden Fees
- Created by Philanthropist and Entrepreneur Russell Simmons
- Everyone is Eligible — No Credit Check or Employment Verification
- Quick, Easy Application
- Free Money Loading With Direct Deposit of Pay or Government Benefits
- Free 24x7 Customer Service, Activity Status, & Balance Inquiries
- Use Online, Over the Phone — Anywhere Visa Debit Cards are Accepted
|
|
|
|
|
|
Important Notes:
No security deposit required.
There is a $1 transaction fee for each purchase, which is capped at $10 per month (all additional transaction fees will be refunded).
The $19.95 activation fee will be deducted from the initial load amount made on the card.
Any child between the ages of 13-17 wishing to apply for a Visa RushCard will require parental consent.
Various additional fees associated with the card, see website for additional details.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| Eufora™ Associate Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$29.95 |
Pre-Paid |
|
|
|
- No Credit Check
- Cash Reward Program
- New Car Sweepstakes
- Zero Liability
|
|
|
|
|
|
Important Notes:
**Maximum deposit when using a checking or savings account through the Internet is $300; when using any other method the maximum is $5,000.
Associate level cardmembers will earn $20 per year for each approved referral in good standing.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| Eufora™ Elite Credit Builder Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$99.95 |
Pre-Paid |
|
|
|
- No Credit Check
- Cash Reward Program
- Optional Credit Bureau Reporting
- Zero Liability
|
|
|
|
|
|
Important Notes:
**Maximum deposit when using a checking or savings account through the Internet is $300; when using any other method the maximum is $5,000.
Elite cardmembers will earn $90 per year for each approved Elite MasterCard® referral in good standing, $50 per year for each approved Preferred MasterCard® referral in good standing, and $20 per year for each approved Associate MasterCard® referral in good standing.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| Baby Phat Prepaid Visa® RushCard™ |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
- Simple and Reasonable - No Monthly, Annual, or Hidden Fees
- Free Money Loading With Direct Deposit and Free 24x7 Customer Service
- Everyone is Eligible — No Credit Check or Employment Verification
- Quick, Easy Application - No Monthly Fee
- Helps Control Debt - You Can't Overspend!
|
|
|
|
|
|
Important Notes:
No security deposit required.
There is a $1 transaction fee for each purchase, which is capped at $10 per month (all additional transaction fees will be refunded).
The $19.95 activation fee will be deducted from the initial load amount made on the card.
Any child between the ages of 13-17 wishing to apply for a Visa® RushCard™ will require parental consent.
Various additional fees associated with the card, see website for additional details.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| All-Access® MasterCard® Prepaid Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- As Seen in Stores Nationwide
- Extra User Cards – EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
- Direct Deposit - Get Paid Fast
- Pay Bills Online 24/7
|
|
|
|
|
|
Important Notes:
**Although the opening of the account is free, there may be card fulfillment charges (i.e., shipping and handling) of up to $19.95.
***The participation fee is free if the cardholder chooses the pay per transaction plan, or cardholders can choose to pay a monthly fee of up to $9.95 for unlimited signature and PIN transactions.
****The total for first year fees does not include the card fulfillment fee, the monthly fee for the FeeAdvantage™ plan, or any transaction fees for the pay per transaction plan.
$1 fee per signature purchase transaction with the pay per transaction plan.
$2 fee per PIN-based purchase transaction with the pay per transaction plan.
No credit checks.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| Eufora™ Preferred Credit Builder Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$59.95 |
Pre-Paid |
|
|
|
- No Credit Check
- Cash Reward Program
- Optional Credit Bureau Reporting
- Zero Liability
|
|
|
|
|
|
Important Notes:
**Maximum deposit when using a checking or savings account through the Internet is $300; when using any other method the maximum is $5,000.
Preferred level cardmembers will earn $50 per year for each approved Preferred MasterCard® or Elite MasterCard® referral in good standing and $20 per year for each approved Associate MasterCard® referral in good standing.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| Wired Plastic™ Prepaid Visa® Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
|
|
|
|
|
|
Important Notes:
No credit checks.
No bank account required.
Must be a U.S. citizen and have a social security number to get approved.
Not available to residents of Puerto Rico, Guam, Virgin Islands, or America Samoa.
No income requirement.
No employment verifications.
No security deposit.
Various additional fees associated with the card, see website for details.
See website for complete terms and conditions of card usage and application disclosure. |
|
|
|
|
|
| BuyRIGHT Pre-Paid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
|
|
|
|
|
|
Important Notes:
**Cardholders have the option to choose between a monthly fee of $4.95 and no monthly fee with a pay per transaction fee of $1.
***The inactivity fee will only be charged to those who choose the pay per transaction option, and it will only be charged after six months of inactivity on the card account.
****If the cardholder chooses the option to pay a $1 fee per transaction rather than pay the monthly fee, the total basic fee for the first year would be $29.95.
No credit checks or turndowns.
No employment verifications.
Cardholders who choose to participate in the Credit Building Program will have their monthly payment history reported to at least one major credit bureau.
Must be at least 18 and a U.S. citizen or permanent resident.
Although residents of HI and AK can apply for the card, merchandise can only be shipped to the 48 contiguous states.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| AccountNow® Vantage Prepaid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Free Direct Deposit
- Keep Track of Monthly Spending
- Free Pay Anyone Bill Pay
- Make Purchases Online and Offline
- No Need to Carry Cash
- No More Check Cashing Fees
|
|
|
|
|
|
Important Notes:
This card offers cardholders their choice of two unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).
**The account set up fee of $9.95 is waived with direct deposit loads.
There is no transaction fee for U.S. purchases.
$1 fee for ATM balance inquiries.
$1 fee for international purchases.
No credit checks or turn downs.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| AccountNow™ Vantage Prepaid Visa® Card |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Free Direct Deposit
- Keep Track of Monthly Spending
- Free Pay Anyone Bill Pay
- Make Purchases Online and Offline
- No Need to Carry Cash
- No More Check Cashing Fees
|
|
|
|
|
|
Important Notes:
This card offers cardholders their choice of three unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan).
There is no transaction fee for U.S. purchases.
**The account set up fee of $9.95 is waived with direct deposit loads.
$1 fee for ATM balance inquiries.
$1 fee for international purchases.
No credit checks or turn downs.
No employment verifications.
Must be at least 18 and a U.S. citizen or permanent resident.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
| Millennium Advantage Pre-Paid MasterCard® |
Intro Rate |
Regular APR |
Annual FEE |
CardType |
None |
n/app |
$0 |
Pre-Paid |
|
|
|
- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Credit Check or Income Verification Required
- No Chexsystem Check
- No Minimal Balance Required!
- Phone and On-line Account Access
- Shop and Pay Bills On-line!
|
|
|
|
|
|
Important Notes:
There is a bill payment fee of $0.75 per transaction for any bill payments made online or by phone.
There is a $.75 fee for each ATM inquiry or ATM inquiry decline.
There is a $.50 automated voice response fee each time cardholders call 1-877-868-0849 to check the card balance.
There is a call center fee of $1 per minute each time cardholders speak with a customer service representative.
There is a $9.95 card replacement fee if a card is reported lost or stolen.
See website for complete terms and conditions of card usage and application disclosure.
|
|
|
|
|
|
