Poor Credit

Do you have poor credit? Do you want to start building your credit history? You can start by comparing the cards below to get you going on your way to improving and or establishing a credit history.
Orchard Bank Classic MasterCards

Orchard Bank® Classic MasterCards

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The Orchard Bank® Classic MasterCards, issued by Capital One Bank (USA), N.A., are a few excellent unsecured and secured credit cards that are available to you via a single application. Accepted at various locations worldwide, your approved card will provide you with …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/a14.99% – 24.99%, or 7.99% for secured cards$35 or $59Poor Credit

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The Orchard Bank® Classic MasterCards, issued by Capital One Bank (USA), N.A., are both unsecured and secured credit cards that will help you better manage your money. Your approved card also reports to all three major credit bureaus on a monthly basis.

Accepted Worldwide – You will not be restricted to using your card in just a few, limited locations. The Orchard Bank® Classic MasterCards; are accepted at millions of locations all across the globe. But you can also use your approved card over the Web to make purchases online or reservations for your next vacation.

Email and Text Alerts – Activate your account and receive email and text notifications as a friendly reminder about your next payment due date. By doing so, you won’t have to figure it out on your own every month, and you’ll know ahead of time when to make your payment.

Customer Service – You may find yourself with a question or two regarding your credit card. Perhaps you’re unsure about something and need further clarification. On-call customer service representatives are ready to assist you with any question or concern you may have.

The Orchard Bank® Classic MasterCards are a selection of widely accepted credit cards that you would want to ideally carry one with you – whether it’s near or far. Your account information is also available to you 24 hours a day, 7 days a week. Apply today!!
 
 
Orchard Bank? Visa? Card

Orchard Bank® Visa® Cards

Short Card Review

The Orchard Bank® Visa® Cards, issued by Capital One Bank (USA), N.A., are secured and unsecured credit cards available through a single, easy to fill out application. Reporting to all three major credit bureaus is completed on a monthly basis. Use your approved …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/a14.99% or 24.99%, or 7.99% for secured cards$35 or $59Poor Credit

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The Orchard Bank® Visa® Cards, issued by Capital One Bank (USA), N.A., are secured and unsecured credit cards that allow you to take control of your finances. Your approved card is also reported to all three major credit bureaus on a monthly basis.

Accepted Almost Everywhere – These cards are accepted at millions of locations all over the world, wherever Visa is accepted. You can even make online purchases and reservations for a vacation getaway if you wish with your approved card.

Email and Text Alerts – Nobody likes to stay behind on a payment – but with email and text message notifications you won’t have to. Simply set up your account to receive these helpful messages when you activate your Orchard Bank credit card.

Customer Service Representatives – If you’re feeling lost and confused regarding your new credit card, let the experts in the field help you. Professional Customer Service representatives can answer any questions, comments or concerns you may have. You’ve got the question, they’ve got the answer.

The Orchard Bank® Visa® Cards are an excellent choice of credit cards that will help you become even more financially responsible. With great customer service, worldwide card acceptance and easy email/text notifications, you will find yourself using a card that is right for you!
 
 
Horizon Gold Card

Horizon Gold Card

Short Card Review

Check out the Horizon Gold card, an unsecured card for the rest of us. If you’re lacking a credit card because you’ve made a few credit mistakes in the past, or do not have a significant source of credit history, consider the Horizon Gold Card, issued by Horizon Card Service. …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
Nonen/appn/appn/appPoor Credit

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The Horizon Gold Card, issued by Horizon Card Service, is an unsecured credit card that gains you a $500 credit limit, with 100% approval pending verification. It’s an excellent way to get the services and goods you need, without embarrassing credit checks or membership requirements.

100% Approval – All Horizon Card members are guaranteed to receive our Horizon Gold Merchandise Card with an initial $500 credit limit provided you are 18 years of age or older, a legal U.S. resident and have furnished accurate identity and application information.

No embarrassing Credit Checks – Horizon Card Services will not check your credit report! To qualify for membership and receive immediate approval, you are required to have an active debit card or credit card established in your name.

Reports to Major Credit Bureau – Upon final processing, your new Horizon Gold Card will be reported to a major credit bureau as an unsecured credit line. Provided you maintain good credit habits and pay your bills promptly, you can easily build a more robust credit history over time

Consumers with imperfect or insufficient credit can still shop for the essentials they need with a $500 unsecured credit line good at www.thehorizonoutlet.com!