Updated on May 11, 2008
The credit cards below are geared towards people with fair credit. They may help you improve your credit score and build a credit history. To be noted is that since these cards are for people that are considered high risk so these cards might carry an annual fee or any other fees, so make sure you read the fine print and each offer's details.
Credit Card Offers Found:
12
| Capital One® No Hassle Cash(SM) Rewards for Students |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
14.900% |
$29 |
Student |
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- If You Have a Limited Credit History or Past Credit Problems, This Cash Rewards Card is for You
- 25% Annual Bonus on the Cash You Earn During the Year
- 1% Cash Back on Purchases You Make from Day One
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- 0% APR on Purchases Until October 2008. After that, Variable APR, Currently 14.9%
- *See Capital OneŽ Important Disclosures for More Information
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Special Offer: 0% on Purchases until October 2008
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A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. |
| Important Notes:
*See Capital One® important disclosures for more information. |
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| Orchard Bank Platinum MasterCard® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
14.900% |
$39** |
Poor Credit |
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- Enjoy the Prestige of Platinum with No Up Front Fees
- Premium Platinum Benefits Including Purchase Protection
- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Periodic Credit Limit Increases
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Special Offer: 0% APR for 6 Months
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| Important Notes:
***The total fees for the first year will vary from $39 to $59 depending on the applicant's prior credit history.
See website for complete terms and conditions of card usage and application disclosure.
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| Capital One® No Hassle Points(SM) Rewards |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
14.900% |
$29 |
Reward - Other |
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- 5 Points Per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
- 1 Point Per Purchase Everywhere Else
- No Limit on Points Earned and They Don't Expire for the Life of Your Account
- 0% on Purchases Until October 2008. After that, Variable APR, Currently 14.9%
- *See Capital OneŽ Important Disclosures for More Information
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Special Offer: 0% on Purchases until October 2008
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A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. |
| Important Notes:
*See Capital One® important disclosures for more information. |
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| Capital One® Platinum Max(SM) |
Intro APR |
Regular APR |
Annual FEE |
CardType |
None |
16.900% |
$19 |
Regular |
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- Put Away the Worry of Increasing Interest Rates
- 16.9% Fixed on Purchases for 3 Years
- Fixed Rate Won't Increase for Three Years - No matter What
- No Cash Advance Fee
- Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
- *See Capital OneŽ Important Disclosures for More Information
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| Important Notes:
16.9% fixed on purchases for 3 years.
*See Capital One® important disclosures for more information. |
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| Capital One® Classic Platinum - Visa® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
12.900% |
$19 |
Regular |
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- A Competitive APR with a Lower Annual Fee
- 0% on Purchases Until October 2008. After that, Variable APR, Currently 12.9%
- Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
- Platinum Benefits Including Extended Warranties, Travel Accident Insurance and 24 Hour Roadside Assistance
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Special Offer: 0% on Purchases until October 2008
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A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. |
| Important Notes:
*See Capital One® important disclosures for more information. |
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| Capital One® No Hassle Cash(SM) Rewards |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
14.900% |
$29 |
Reward - Cash |
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- 25% Annual Bonus on the Cash You Earn
- 1% Cash Back on Every Purchase
- 0% APR on Purchases Until October 2008. After that, Variable APR, Currently 14.9%
- No Limit on Cash Back and Rewards Won't Expire for the Life of Your Account
- Redeem Cash Whenever You Like
- $29 Annual Fee
- *See Capital OneŽ Important Disclosures for More Information
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Special Offer: 0% on Purchases until October 2008
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A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. |
| Important Notes:
*See Capital One® important disclosures for more information. |
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| Capital One® Standard Platinum |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
17.800% |
$0 |
Regular |
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- Great Choice if You Carry a Balance Short-Term
- 0% on Purchases Until October 2008. After That, Variable APR, Currently 17.8%
- No Annual Fee
- Exclusive Savings: up to 40% off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
- *See Capital OneŽ Important Disclosures for More Information
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Special Offer: 0% on Purchases until October 2008
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A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. |
| Important Notes:
*See Capital One® important disclosures for more information. |
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| Capital One® Classic Platinum |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
12.900% |
$19 |
Regular |
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- A Competitive APR with a Lower Annual Fee
- 0% on Purchases Until October 2008. After that, Variable APR, Currently 12.9%
- Exclusive Savings: Up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital OneŽ Saving Zone(SM) on Yahoo! Shopping
- Platinum Benefits Including Extended Warranties, Travel Accident Insurance and 24 Hour Roadside Assistance
- *See Capital OneŽ Important Disclosures For More Information
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Special Offer: 0% on Purchases until October 2008
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A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. |
| Important Notes:
*See Capital One® important disclosures for more information. |
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| Capital One® Standard Platinum for Students |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
17.800% |
$0 |
Student |
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- If You Have a Limited Credit History and are Starting to Establish a Credit Foundation, this Card Can Grow While Providing Great Benefits
- 0% APR on Purchases Until October 2008. After that, Variable APR, Currently 17.8%
- No Annual Fee or Balance Transfer Fees
- A Manageable Credit Line to Help Control Your Finances
- $0 Fraud Liability if Your Card Gets Lost or Stolen
- Online Account Services
- *See Capital OneŽ Important Disclosures for More Information
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Special Offer: 0% on Purchases until October 2008
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A 0% introductory rate is available on purchases until October 2008. See terms and conditions for complete details. |
| Important Notes:
*See Capital One® important disclosures for more information. |
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| Union Plus MasterCard® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
1.99% |
10.990% |
$0 |
Regular |
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- FREE Rewards Program Designed for Hard-Working Union Members
- Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
- Earn 1 Point for Every Dollar Spent Anywhere
- Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
- NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
- 1.99% Introductory APR on New Purchases*
- All Calls Answered in the United States
- No Annual Fee and No Liability for Unauthorized Use
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Special Offer: 1.99% APR for 6 Months
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A 6.99% fixed APR is available on balance transfers for the life of the loan if a transfer is submitted during the first three months of cardmembership. |
| Important Notes:
This is a Union-endorsed credit card, and applicants must be members of one of the AFL-CIO Unions to be eligible to apply for the card.
The APR for purchases varies according to the applicant's credit history and may range from 4.99% to 13.99% + Prime Rate.
The minimum APR for purchases varies according to the applicant's credit history and may range from 9.99% to 18.99%.
See website for complete terms and conditions of card usage and application disclosure. |
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| Discover® Student Card - Tropical Beach |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
16.990% |
$0 |
Student |
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- More Ways to Earn More Cash than Anyone Else(SM)*
- Unlimited Cash Rewards, Automatically
- Up to 20% Cashback BonusŽ When You Shop Online*
- Double Rewards with More than 100 Cashback Bonus Partners*
- Customer Service in Less than a Minute, Anytime You Want
- *View DiscoverŽ Card Rates, Fees, Rewards and Other Important Information
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Special Offer: 0% Interest* for 6 Months
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There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details. |
| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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| Orchard Bank Classic MasterCard® |
Intro APR |
Regular APR |
Annual FEE |
CardType |
0.00% |
14.900% |
$49 |
Poor Credit |
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- Receive MasterCardŽ Privileges and Benefits
- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Periodic Credit Limit Increases
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Special Offer: 0% APR for 6 Months
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| Important Notes:
See website for complete terms and conditions of card usage and application disclosure.
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