American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.

Account Now Gold Visa® Prepaid Card

  • Get Paid up to 2 days faster with Free Direct Deposit † – get your paycheck or benefits checks in your card account and access your funds up to 2 days earlier than payday.
  • 100% Guaranteed Approval – upon successful ID verification. No Credit check. No ChexSystems check. And no existing bank account required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees.
  • $15 Bonus§ with recurring Direct Deposit. Never pay to cash your paychecks and get your pay faster.
  • Use it everywhere Visa Debit cards are accepted and pay anyone with PayAnyone Bill Pay. Shop online, rent a car, pay your rent and more.
  • Easy Mobile Account Access and Text Alerts. Get your account balance, transaction details sent to your phone within seconds
  • BBB Accredited A+ Company. Excellent Customer Service.

Apply Now
Intro Apr Balance Tran. Fee APR For Purchases Annual Fee Card Category
N/A up to $9.95 monthly fee Prepaid
$0 Activation Fee.

{ Click to Expand Review + }

The AccountNow Gold Visa® Prepaid Card, issued by The Bancorp Bank, is a prepaid card that is accepted anywhere Visa debit cards are accepted. Cardmembers can enjoy faster, easier access to their money with no credit bureau checks, minimum balance, bounced checks, late or overdraft fees.

This stored value card is designed for those who may have difficulty obtaining a standard unsecured credit card. It allows cardholders to enjoy the convenience of a bank account and the privilege of a gold card, all in one.

Free to Shop With No Fees – With the AccountNow Gold Visa® Prepaid Card, there are no late or overdraft fees and no minimum balance requirement.

Withdraw Funds at Millions of Locations – With more than one million ATMs across the globe, gaining access to your money is easy. However, if you want to skip any ATM fees simply use your Visa Prepaid Card to get cash back at your local grocery store or pharmacy.

Free Direct Deposit – This card requires payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder’s paycheck and automatically loaded to the card every pay period. Cash can also be added at one of over 135,000 participating retail partners nationwide.

Free Online Bill Pay – Stay on top of all your monthly bills and create a list to be processed each month. Never pay your rent, cell phone, cable or utility bills late again.

Gold Privileges – With the power of Gold you are eligible to receive exclusive VIP customer service, higher limits for money loading and withdrawal and not have to pay a monthly fee.

Consumers who are looking for a stored value card with flexibility to pay in advance for purchases and do not mind paying upfront fees will find the AccountNow Gold Visa® Prepaid Card to be a beneficial option.

AccountNow® Prepaid Visa® Card

  • 100% Approval Guaranteed (subject to I.D. Verification)
  • $0 Monthly Fee
  • No Minimum Balance
  • No Credit Check. No Overdraft Fee.
  • Free† Direct Deposit and Online Bill Payment
  • Use it everywhere Visa Debit Card accepted
  • Now with Purchase Rewards
  • Perfect for Occasional Usage

Apply Now
Intro Apr Balance Tran. Fee APR For Purchases Annual Fee Card Category
N/A $0 Prepaid
100% Approval Guaranteed (subject to I.D. Verification).

{ Click to Expand Review + }

The AccountNow® Prepaid Visa® Card, issued by The Bancorp Bank, is a great alternative to a checking account. Membership makes spending easy, flexible and convenient. Unlike other prepaid cards this one also comes with purchase rewards.

Add Money – Receive your paycheck or benefits into your prepaid account using free direct deposit. Cash can also be added at more than 135,000 locations. When you load money onto your prepaid card at any nearby MoneyGram, Western Union, Green Dot Money Pak, REloadit, and Visa ReadyLink agent location your cash is instantly available.

Visa Purchase Power As a valued cardholder you get to spend with options. You can make debit purchases by shopping online, buying gas, making hotel or car rental reservations and purchasing airline tickets. Paying bills online is usually free and is fast. Save time and money by paying rent, cell phone, cable or any bill with just a few clicks of your computer’s mouse and keypad.

Zero Liability – This prepaid card is more convenient and safer than carrying cash. Visa’s Zero Liability protects you from unauthorized purchases that can occur from identity theft. Additionally, your deposits are FDIC insured up to $250,000.

Save Money – Don’t worry about being subjected to any late fees or overdraft fees. Rather, you’ll receive unlimited bill paying at no additional charge.

Earn Rewards – The Refer-a-Friend program allows you to earn $20 and a friend $10. However, one of the best ways to garner rewards is by shopping and saving. Receive special offers or purchase rewards for merchandise that can be used for cash back when you use your AccountNow prepaid card for redemption.

With FREE text messages or email alerts, you are always in control of your purchases and your account. If you have bad credit history or no credit history you can still get an AccountNow® Prepaid Visa® Card and shop and pay bills with confidence while achieving financial freedom.