IberiaBank

IberiaBank Visa® Gold Cash Back Rewards Card

IberiaBank Visa® Gold Cash Back Rewards Card

Short Card Review

The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a no annual fee Gold Card. The card, which already comes with a low rate, also has a low introductory 1.99% APR for your first 6 months. This rate can only be applied to balance transfers that occur …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
1.99%2% of transfer amount9.25%, 12.25%, or 15.25%*$0Reward – Cash

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The IberiaBank Visa® Gold Cash Back Rewards Card issued by IberiaBank is a cash rewards credit card that gives members a low variable rate. The APR will be determined by creditworthiness and will vary based on market conditions.

Balance transfers with this no annual fee card that you enact within the first three months of opening your account will enjoy an even lower APR of 1.99% as an introductory rate for the first 6 months. This lower rate will be fixed, and won’t change during your introductory period.

Qualifying purchases earn you cash back rewards – specifically, a 1% cash back credit. There is also no limit on cash back credits and no expiration date on eligibility, provided your account remains in good standing.

It also gives you confidence and purchase power: In the event that something unplanned or unfortunate occurs, as a cardholder you’re covered with travel accident coverage up to $500,000.

Keeping track of your credit card account is also easy, as the IberiaBank Visa® Gold Cash Back Rewards Card provides safe, convenient online access to your credit card account information.

Whether you’re a frequent traveler, or simply just searching for a great benefit filled credit card, adding the IberiaBank Visa Gold Cash Back Rewards Card to your financial portfolio means having a card that you can use anywhere that Visa is accepted.
 
 
IberiaBank Visa? Select Card

IberiaBank Visa® Select Card

Short Card Review

The IberiaBank Visa® Select Card is a rewards credit card that comes with a low initial rate for purchases. Cardholders also are eligible for a 1.99% low introductory APR for 12 months on balance transfers, and then receive a low ongoing variable APR after the introductory …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
0.00%None7.50%, 9.50% or 11.50%$35Regular

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The IberiaBank Visa® Select Card is a credit card that provides not only a low APR, but also a specially low introductory rate on balance transfers.

Cardholder’s of this premier credit card enjoy either 0.00% or 7.50% APR for the first year of membership. Please note: which APR of this $35 per year annual card you’re extended depends on your credit worthiness.

Balance transfers are also low – a 1.99% ultra-low APR is available to members if they commence a balance transfer to their IberiaBank Visa Select Card within the first 3 months of having the card.

In addition to having a card that is backed by Visa and good everywhere Visa is accepted – other perks and benefits abound with the IberiaBank Visa® Select Card: product enhancements like safe, convenient online account management allow you to pay your bill and check your balance with the click of a few buttons.

The card also comes with travel insurance up to $500,000 – should anything unplanned or unfortunate happen. Simply use your card for your travel bookings, and you’ll be covered. Plus, an auto rental collision insurance waiver is part of the deal. Reserve and pay for your automobile rental in it’s entirety with your card, and there’s no need to pay for the rental car company’s insurance.

Yet, because roadside mishaps and breakdowns happen when traveling as well as just during day-to-day activities, members have access to emergency roadside assistance 24 hours a day, 7 days a week.

Should your card become lost or stolen, report it as soon as possible and be eligible for emergency cash and card replacement. In the event of an emergency, there are more than 270,000 locations worldwide where you can receive a cash advance. However, if you’re seeking to have the card replaced – typically a new card can be delivered within 24 hours.

Carry a low-rate credit card that also provides assistance to you while traveling, and makes sure you are supported and protected financially: IberiaBank Visa® Select Card.
 
 
Iberiabank Visa? Platinum Rewards Card

IberiaBank Visa® Platinum Rewards Card

Short Card Review

The IberiaBank Visa® Platinum Rewards Card is a rewards credit card that earns ScoreCard bonus points for every purchase made on the card. Members of the card earn 1 bonus point per $1 dollar spent on purchases. You can then redeem those points for merchandise, travel and …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
1.99%2% of transfer amount9.25%, 12.25%, or 15.25%*$0Reward – Other

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The IberiaBank Visa® Platinum Rewards Card issued by IberiaBank is a premier level credit card that earns ScoreCard bonus points for each and every purchase made via the card.

Cardholders earn 1 bonus point per $1 dollar spent on purchases. These points can then be redeemed for numerous other rewards. Save them for that dream vacation you’ve been planning or buy electronics for the home, furniture, shop for clothing or download music – the list goes on on and on.

The card, which has no annual membership fee, does have a low variable APR for purchases and also boasts a much lower 6 month introductory APR of 1.99% for balance transfers that occur within the first three months of card membership.

One inherent feature: this card comes with the support and power of Visa’s worldwide acceptance. However, the IberiaBank Visa® Platinum Rewards Card also comes with an assortment of benefits and perks that truly make this platinum card a premier credit card to have!

Online account management allows you to pay your bill, check your balance and redeem those numerous rewards points you’re going to garner.

The IberiaBank Visa® Platinum Rewards Card also comes with travel insurance up to $500,000 – should anything unplanned or unfortunate happen – simply use your card when booking your travel. Plus, an auto rental collision insurance waiver is also part of the deal. Again, simply reserve and pay for your entire automobile rental with your card, and there is no need to pay for the rental car company’s insurance.

Yet, because roadside mishaps and breakdowns happen when traveling and just doing day-to-day activities- members have access to emergency roadside assistance 24 hours a day, 7 days a week.

Carry a card that rewards you for spending and provides you with assistance while traveling, and also makes sure you are supported financially. Should your card become lost or stolen, report it right away and you’ll be eligible for emergency cash and card replacement.

In the event of an emergency, there are thousands of locations worldwide where you can receive a cash advance. However, if you need to have a replacement card on-hand, in many instances a new card can be delivered to you within 24 hours.

Deciding to have a card with the long array of features and excellent rate benefits that this provides is a decision that should be easy. However, if you’re still trying to decide review the terms and conditions and maybe you’ll see that this premier level card deserves to be in your portfolio.
 
 
IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card

Short Card Review

The IberiaBank Visa® Classic Card is a low rate credit card issued by Iberia Bank that can save consumers money based on its standard low interest rate for purchases and balance transfers. This no annual membership card also rewards new card members with an even lower …

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Intro AprBalance TransferOngoing APRAnnual FeeCard Category
1.99%2% of transfer amount7.25%, 10.25%, or 13.25%*$0Regular

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The IberiaBank Visa® Classic Card is a low rate credit card issued by Iberia Bank that allows consumers to save money due to its variable low interest rate for purchases and balance transfers. The card, which has worldwide Visa credit card acceptance, also has no annual fee.

New card members will enjoy an even lower introductory rate for purchases or balance transfers during the first 6 months of membership.

Cardholders are eligible for several low variable rates based on their credit history, and their APR will vary with the market, based on the prime rate.

Additionally, an even lower non-variable APR on balance transfers – 1.99% is an added perk to be had for your first 6 billing cycles.

Managing your IberiaBank Visa® Classic Card account is easy with online access to your card’s info. So staying up to date with your most recent charges and outstanding balance is a piece of cake.

Other card holder benefits and perks include auto rental collision damage waiver and roadside dispatch. Furthermore, if you lose your card (or it gets stolen) you have access to emergency cash at over 200,000 locations across the globe – and can even receive a speedy card replacement.

The IberiaBank Visa® Classic Card is a no-frills credit card offer that provides consumers with the confidence and support of a card backed by Visa – without having to pay annual fees or other reoccurring charges.