Top and Best Rated Credit Cards

Updated on Mar 16, 2010
The credit cards below are the best top rated credit cards with a maximum rating of 5(five) Stars!
Credit Card Offers Found:
7
 Zync(SM) from American Express
Intro Rate
Regular APR
Annual FEE
CardType
None
None
$25
Reward - Other
Zync(SM) from American Express
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  • Enjoy a Low Annual Fee of Just $25 for Basic Card
  • Pay No Interest - That's Because You Pay in Full Each Month
  • Choose the Lifestyle Packs You Want to Customize Your Card with the Benefits You Use Most
  • Protect Eligible Purchases With Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) Points With Every Eligible Purchase - Redeem Points for Travel, Shopping, and Great Entertainment Rewards
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 IberiaBank Visa® Gold Cash Back Rewards Card
Intro Rate
Regular APR
Annual FEE
CardType
1.99%
8.250%
$0
Reward - Cash
IberiaBank Visa® Gold Cash Back Rewards Card
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  • Earn 1% in Cash Back Credits on All Qualifying Purchases
  • No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
  • Travel Accident Coverage up to $500,000
  • No Annual Membership Fee
  • Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
  • 25 Day Grace Period
  • Online Access to Credit Card Account Information
  • Purchase and Cash Advance APR May Vary Depending on Your Creditworthiness and Other Factors
Special Offer: 1.99% APR for 6 Months
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of the account open date.
Important Notes: *This APR may vary with the market based on the Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
 
 Discover® Motiva(SM) Card
Intro Rate
Regular APR
Annual FEE
CardType
3.99%
11.990%
$0
Reward - Cash
Discover® Motiva(SM) Card
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  • 5% to 20% Cashback Bonus at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically
  • Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus Partners
  • Free Payment by Phone or Online Even on Your Payment Due Date
  • Choose a Payment Due Date That Meets Your Needs
  • No Annual Fee
  • *View Discover? Card Rates, Fees, Rewards, and Other Important Information
Special Offer: 3.99% Intro APR*
There is a 3.99% introductory APR* on purchases for 6 months and a 3.99% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.
Important Notes: *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%. See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Current by Discover - Teen Prepaid Debit Card
Intro Rate
Regular APR
Annual FEE
CardType
None
None
$0
Pre-Paid
Current by Discover - Teen Prepaid Debit Card
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  • Debit Card for Teens with Built-In Parental Controls; Set Daily, Weekly, and Monthly Spending Limits
  • Restrict Teen Card Use in Unwanted Shopping Categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc.)
  • Free Direct Deposit for Parents and Teens; Free Deposits from Any Credit Card of Bank Account
  • $0 Fraud Liability Guarantee
  • Withdraw Cash at ATMs
  • Get Exclusive Discounts at Teen's Favorite Merchants
  • Free E-Mail and Text Message Activity Alerts
  • No Minimum Balances, Loading Fees or Credit Check
Special Offer: No Inductory Rate Available*
Important Notes: *See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover’s website.
 
 Chase Freedom℠
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
12.990%
$0
Reward - Cash
Chase Freedom℠
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  • 3% Bonus Cash Back Offers in Popular, Rotating Categories Like Gas, Home Improvement and Department Stores
  • Full 1% Cash Back on Everything Else - No Spending Tiers or Caps on How Much You Can Earn
  • Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase
  • 0% Intro APR and No Annual Fee
Special Offer: 0% APR for up to 6 Months on Purchases*
*0% APR for up to 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99%, 17.99%, or 22.99%.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Blue from American Express®
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
15.240%
$0
Reward - Other
Blue from American Express®
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  • 0% Intro APR for 6 Months on Purchases
  • No Annual Fee
  • Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
  • Membership Rewards Express Program
  • Express Approval. Get a Decision in Less Than 60 Seconds.
Special Offer: 0% APR for 6 Months
0% Introductory APR (0.0000% DPR) for Purchases for your first 6 months of Cardmembership, depending on our review of your application and credit history.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.
 
 Blue Cash® from American Express
Intro Rate
Regular APR
Annual FEE
CardType
0.00%
17.240%
$0
Reward - Cash
Blue Cash® from American Express
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  • Earn Up to 5% Cash Back on Everyday Purchases - Even Gas!
  • No Annual Fee
  • 0% APR for Up to 6 Months on Purchases
  • Express Approval. Get a Decision in Less Than 60 Seconds.
Special Offer: 0% APR for up to 6 Months
0.00% Introductory APR (0.0000% DPR) for Purchases for up to 6 months of Cardmembership.
Important Notes: See website for complete terms and conditions of card usage and application disclosure.